391 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 391 Main St, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,550 sqft · built 1850
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Sep 2024)
Tax Bill	$6,743 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:022 L:026`

Property Details

APN / Parcel Number

Primary APN	`COTU M:022 L:026`
Alternative APN	`10482`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
Gross Area	2,500 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,886 sqft (1.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10482
Street Address	391 MAIN ST
City	COTUIT
State	MA
Zip	02635-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	26
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1002
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:026

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3935 44TH ST, SUNNYSIDE, NY 11104-2107
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Other, Transfer
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BK
Feb 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2024 · Amount on Record
Deed Sale	Sep 06, 2024 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Book / Page	36553 / 6
Transfer Doc	0000000001
Record Updated	Sep 20, 2026

March 2026: Other, Transfer

Document Type	Other
Jurisdiction	COTUIT MA
Recording Date	Mar 10, 2026
Property Address	391 MAIN ST, COTUIT, MA 02635-3115
Document Number	037500-306
Book / Page	37500 / 306
Instrument Date	Feb 17, 2026
Instrument	8980
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	391 MAIN ST, COTUIT, MA 02635-3115
Document Number	30780-312
Book / Page	030780 / 000312
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30780-312
Date	Sep 22, 2017
Book Page	030780/000312
Instrument	48284

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	391 MAIN ST, COTUIT, MA 02635-3115
Document Number	30275-1
Instrument Date	Feb 01, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30275-1
Date	Feb 01, 2017
Book Page	030275/000001
Instrument	5696

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,743.00 (+4.77%)	$807,600 (-1.11%) Land $306,100 Building $501,500	$1,493,970
2024	$6,436.00 (+1.4%)	$816,700 (+7.7%) Land $306,100 Building $510,600
2023	$6,347.00	$758,300 Land $303,500 Building $454,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023, rainfall accumulation
Claims By Storm	Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Harlow Homestead listed 1987 · 2 contributing resources · NRIS 87000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures