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351 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 351 Main St, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 934 sqft · built 1965
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Mar 2020)
Tax Bill$4,226 (2025)
Deeds & MortgagesJun 2017 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:022 L:030002

Property Details

APN / Parcel Number

Primary APNCOTU M:022 L:030002
Alternative APN
  • 408936

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area934 sqft Living Area
Gross Area1,494 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number408936
Street Address351 MAIN ST
CityCOTUIT
StateMA
Zip02635-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number30002
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1002
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:030002

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address351 MAIN ST, COTUIT, MA 02635-3115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2017Deed of Trust, Mortgage
GMH MORTGAGE SERVICES LLC
Mar 27, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Prior SaleNov 22, 1999 · Amount on Record
Deed Document Number202015346
Deed Book / Page32789 / 278
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address351 MAIN ST, COTUIT, MA 02635-3115
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30551-83
DateJun 12, 2017
Book Page30551/83
Instrument28726
Lender
NameGMH MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateMar 27, 2020
Property Address351 MAIN ST, COTUIT, MA 02635-3115
Document Number32789-278
Book / Page32789 / 278
Instrument DateMar 17, 2020
Instrument15346
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 MAIN ST, BARNSTABLE, MA

Mortgage

Document Number15347
DateMar 27, 2020
Instrument15347
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,226.00 (+5.28%)$506,100 (-0.65%) Land $262,700 Building $243,400$613,415
2024$4,014.00 (+1.62%)$509,400 (+7.95%) Land $262,700 Building $246,700
2023$3,950.00$471,900 Land $259,900 Building $212,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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