409 Main St, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 409 Main St, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1940
Square Footage	2,085 sqft Living Area
Lot Size	43,996 sqft (1.01 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (1990)
Tax Bill	$5,823.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:025001

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 MAIN ST, COTUIT, MA 02635-3115
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 1990 · Amount on Record
Deed Sale	Jun 14, 1990 · Amount on Record
Prior Sale	Mar 10, 1988 · Amount on Record
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	409 MAIN ST, COTUIT, MA 02635-3115
Transaction Type	Mortgage
Record Updated	Mar 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037459-65
Date	Feb 10, 2026
Book Page	37459/65
Instrument	5424

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,823.00 (+9.81%)	$697,400 (+3.63%) Land $300,000 Building $397,400	$784,510
2024	$5,303.00 (+1.03%)	$673,000 (+7.32%) Land $300,000 Building $373,000
2023	$5,249.00	$627,100 Land $296,900 Building $330,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:022 L:025001`
Alternative APN	`401185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,085 sqft Living Area
Gross Area	3,537 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,996 sqft (1.01 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	401185
Street Address	409 MAIN ST
City	COTUIT
State	MA
Zip	02635-3115
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	25001
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	1
Census Block	1002
Census Tract	13200