Barnstable County and Barnstable Town City property record for 440 Main St, Cotuit, MA 02635 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,576 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2019) |
| Tax Bill | $8,873.00 (2025) |
| Primary APN | COTU M:022 L:039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 7,276 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 10614 |
|---|---|
| Street Address | 440 MAIN ST |
| City | COTUIT |
| State | MA |
| Zip | 02635-3121 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 39 |
| Jurisdiction | BARNSTABLE MA |
| Minor Civil Division | BARNSTABLE TOWN |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:039
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 440 MAIN ST, COTUIT, MA 02635-3121 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Jun 28, 2019 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Aug 04, 1995 · Amount on Record |
| Deed Doc Number | 201930649 |
| Deed Book / Page | 32127 / 74 |
| Last Transfer Date | Mar 15, 2024 |
| Transfer Doc | 0000009530 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 440 MAIN ST, COTUIT, MA 02635-3121 |
| Document Number | 33553-169 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 440 MAIN ST COTUIT MA 026353121, COTUIT, MA 02635-3121 |
| Document Number | 33553-169 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 033553/000169 |
| Instrument | 69694 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 440 MAIN ST, COTUIT, MA 02635-3121 |
| Document Number | 32127-74 |
| Book / Page | 32127 / 74 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 30649 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 MAIN ST, COTUIT, MA 02635-3121 |
| Document Number | 30650 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 30650 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,873.00 (+10.55%) | $1,062,600 (+4.33%) Land $267,200 Building $795,400 | $982,395 |
| 2024 | $8,026.00 (+2.73%) | $1,018,500 (+9.11%) Land $267,200 Building $751,300 | |
| 2023 | $7,813.00 | $933,500 Land $264,300 Building $669,200 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures