391 Co Rd 16, Centre, AL 35960 Property Records

Cherokee County property record for 391 Co Rd 16, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,304 sqft · built 1999
Lot Size	107 acres (4,660,920 sqft)
Owner	2 Company Names on File
Last Sale	$195,000 (Apr 2018)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-27-0-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-27-0-000-033.000`
Alternative APNs	`ALT APN:1308270000033000` `7068`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	1,744 sqft
Upper Floors Area	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,660,920 sqft (107 acres)
Porch	Patio
Porch Area	608 sqft
Shed	1 Shed

Location & Zoning

Account Number	7068
Street Address	391 COUNTY ROAD 16
City	CENTRE
State	AL
Zip	35960-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM@ THE INT E LINE &NLY ROW CO RD 16;W350 TO POB;N375;E350;N1652;W202;S105;W162;N105;NLY & WYLY1463;W674;S1328;W669;S784;SE
Legal Range	10E
Legal Township	10S
Legal Section	27
Legal Subdivision	A.L. STEED ESTATE LANDS SD
Legal Lot Number	4P
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1038
Census Tract	956102

Owner

391 Co Rd 16 is owned by a company that bought it in April 2018.

Source: Cherokee County records, as of October 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	391 COUNTY ROAD 16, CENTRE, AL 35960-8144
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Apr 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Prior Sale	Jun 25, 2013
Deed Document Number	2018202106
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	391 COUNTY ROAD 16, CENTRE, AL 35960-8144
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209581
Date	Oct 24, 2019
Instrument	209581

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 23, 2039

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 11, 2018
Property Address	391 COUNTY ROAD 16, CENTRE, AL 35960-8144
Document Number	0000202106
Instrument Date	Apr 11, 2018
Instrument	202106
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 COUNTY ROAD 16, 391, CENTRE, AL 35960-8144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 COUNTY ROAD 16, CENTRE, AL 35960-8142

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,200 Land $5,580 Building $3,620	$623,700 Land $403,100 Building $220,600
2023	Additional exemption filed	$23,460	$234,426 Land $62,326 Building $172,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 Co Rd 16 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Co Rd 16 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 16

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