221 Co Rd 16, Centre, AL 35960 Property Records

Cherokee County property record for 221 Co Rd 16, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 968 sqft · built 2006
Lot Size	4.04 acres (175,982 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Aug 2007)
Tax Bill	$507 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-27-0-000-033.002`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-27-0-000-033.002`
Alternative APNs	`ALT APN:1308270000033002` `19852`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	175,982 sqft (4.04 acres)
Porch	Slab
Porch Area	300 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	19852
Street Address	221 COUNTY ROAD 16
City	CENTRE
State	AL
Zip	35960-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT W LN SE/4 & NELY R/W CO RD 16, SELY 665', N 358',WLY632', S 236.1' TO POB
Legal Range	10E
Legal Township	10S
Legal Section	27
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1038
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 315, CENTRE, AL 35960-0315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2007 · Amount on Record
Deed Sale	Aug 31, 2007 · Amount on Record
Prior Sale	Jul 26, 2005
Deed Document Number	2007149585
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	221 COUNTY ROAD 16, CENTRE, AL 35960-8145
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	204033
Date	Aug 20, 2018
Instrument	204033

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	PIEDMONT, AL 36272

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	221 COUNTY ROAD 16, CENTRE, AL 35960-8145
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	204660
Date	Oct 1, 2018
Instrument	204660

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	PIEDMONT, AL 36272

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$507.00 (+7.42%)
2025	$472.00 (-9.4%)	$12,040 (+3.08%) Land $1,880 Building $10,160	$140,600 (+2.85%) Land $18,700 Building $121,900
2024	$521.00 Additional exemption filed	$11,680 (-14.62%) Land $1,700 Building $9,980	$136,700 (-) Land $17,000 Building $119,700
2023	$521.00 Homeowner's exemption	$13,680 (+269.73%)	$136,700 (-) Land $17,000 Building $119,700
2022	$521.00 Homeowner's exemption	$3,700 Land $1,700 Building $2,000	$136,700 Land $17,000 Building $119,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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