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505 Co Rd 16, Centre, AL 35960 Property Records

Cherokee County property record for 505 Co Rd 16, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1940
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$351 (2026)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-13-08-27-0-000-033.023

Property Details

APN / Parcel Number

Primary APN13-13-08-27-0-000-033.023
Alternative APNs
  • ALT APN:1308270000033023
  • 19076

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area288 sqft

Location & Zoning

Account Number19076
Street Address505 COUNTY ROAD 16
CityCENTRE
StateAL
Zip35960-8142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMM@ THE INT E LINE & THE NLY ROW CO 16;W754 TO POB;N292;W157;S296;E156 TO POB
Legal Range10E
Legal Township10S
Legal Section27
Legal SubdivisionA.L. STEED ESTATE LANDS SD
Legal Lot Number4P
JurisdictionCHEROKEE AL
Township / Civil DivisionSPRING GARDEN
Census Block Group1
Census Block1038
Census Tract956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address505 COUNTY ROAD 16, CENTRE, AL 35960-8142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2005
Deed SaleNov 22, 2005
Deed Book / Page2005 / 137582
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address505 COUNTY ROAD 16, CENTRE, AL 35960-8142
Transaction TypeMortgage
Record UpdatedDec 11, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number209612
DateOct 28, 2019
Instrument209612
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 23, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351.00 (+8%)
2025$325.00 (+8.33%) Homeowner's exemption$1,580 (+41.07%) Land $720 Building $860$92,600 (+10.24%) Land $7,300 Building $85,300
2024$300.00 Additional exemption filed$1,120 (-86.7%) Land $660 Building $460$84,000 (-) Land $6,600 Building $77,400
2023$300.00 Homeowner's exemption$8,420 (+651.79%)$84,000 (-) Land $6,600 Building $77,400
2022$300.00 Homeowner's exemption$1,120 Land $660 Building $460$84,000 Land $6,600 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2019–2021)
Most Recent ClaimMar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 65% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 16

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