220 Co Rd 16, Centre, AL 35960 Property Records

Cherokee County property record for 220 Co Rd 16, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,328 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Oct 2024 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-27-0-000-032.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-27-0-000-032.000`
Alternative APNs	`ALT APN:1308270000032000` `205248`

Interior

Stories	1 Story
Building Area	1,328 sqft Living Area
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Utility Building	72 sqft

Location & Zoning

Account Number	205248
Street Address	220 COUNTY ROAD 16
City	CENTRE
State	AL
Zip	35960-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT W LN SE/4 & SWLY R/W CO RD 16, SELY 420' TO POB,SWLY186',SELY234.2',N186',SELY234.2',N186',NWLY234.2'TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3007
Census Tract	956100

Owner

220 Co Rd 16 is owned and occupied by two individuals who acquired it in March 2018.

Source: Cherokee County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	230 COUNTY ROAD 16, CENTRE, AL 35960-8132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · VA Mortgage RAPID MORTGAGE FUNDING INC
Aug 22, 2023	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2018
Deed Sale	Mar 10, 2018
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	220 COUNTY ROAD 16, CENTRE, AL 35960-8132
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 COUNTY ROAD 16, CENTRE, AL 35960-8132

Mortgage

Document Number	0000235859
Date	Oct 2, 2024
Instrument	235859

Lender

Name	RAPID MORTGAGE FUNDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	220 COUNTY ROAD 16, CENTRE, AL 35960-8132
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 COUNTY ROAD 16, CENTRE, AL 35960-8132

Mortgage

Document Number	0000230443
Date	Aug 22, 2023
Instrument	230443

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 2, 2018
Property Address	COUNTY RD, CENTRE, AL 35960
Document Number	0000020210
Instrument Date	Mar 10, 2018
Instrument	20210
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 COUNTY ROAD 16, CENTRE, AL 35960-8132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 COUNTY ROAD 16, CENTRE, AL 35960-8132

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$10,160 Land $740 Building $9,420	$105,900 Land $7,300 Building $98,600
2023	Additional exemption filed	$10,060	$100,500 Land $6,600 Building $93,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Co Rd 16 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Co Rd 16 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 16

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