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3901 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3901 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,662 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2021)
Tax Bill$5,939.00 (2025)

Property Details

APN / Parcel Number

Primary APN34-26-30-0097-0001-3460
Alternative APN
  • 263034009700013460

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,662 sqft Living Area
Gross Area3,461 sqft Gross Area
1st Floor2,662 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area447 sqft Garage
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3901 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8281
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3D PB 24 PGS 151-154 LOT 346
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT PH 3D
Legal Phase3D
Legal Tract97
Legal Block3460
Legal Lot Number346
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2030
Census Tract43207

Owner

Source: Osceola County records · APN 34-26-30-0097-0001-3460

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3901 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 13, 2021Warranty Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Jan 02, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDFIRST BK
Dec 05, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2021 · Amount on Record
Deed SaleJul 13, 2021 · Amount on Record
Prior SaleJul 21, 2016 · Amount on Record
Deed Doc Number2021108898
Deed Book / Page6001 / 1693
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 26, 2026
Property Address3901 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Document Number0000068163
Book / Page6976 / 1117
Instrument DateMay 20, 2026
Instrument202668163
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281

Mortgage

Document Number0000068163,
DateMay 26, 2026
Book Page6976/1117
Instrument202668163
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2046
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 13, 2021
Property Address3901 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Document Number0060011693
Book / Page6001 / 1693
Map ReferenceMB 24 PG 151
Instrument DateJul 09, 2021
Instrument2021108898
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1522 JASON ST, 1522, KISSIMMEE, FL 34744-4047

Transferred To (Grantee/Buyer)

NameVerified Name
Address3901 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281

Mortgage

Document Number60011694
DateJul 13, 2021
Instrument6001/1694
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3901 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Document Number0056630119
Instrument DateJan 02, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3901 WIND DANCER CIR ST CLOUD FL 347728281, ST CLOUD, FL 34772-8281

Mortgage

Document Number0056630119
DateJan 24, 2020
Book Page005663/000119
Instrument11773
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 23, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3901 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281
Document Number0056580931
Instrument DateDec 05, 2019
Transaction TypeMortgage
Record UpdatedFeb 04, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3901 WIND DANCER CIR ST CLOUD FL 347728281, ST CLOUD, FL 34772-8281

Mortgage

Document Number0056580931
DateJan 15, 2020
Book Page005658/000931
Instrument7421
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,939.00 (+5.9%) Homeowner's exemption$374,717 (+5.99%)$396,900 (-5.52%) Land $75,000 Building $321,900
2023$5,608.00 (+3.35%) Homeowner's exemption$353,551 (+3%)$420,100 (+16.44%) Land $60,000 Building $360,100
2022$5,426.00 Homeowner's exemption$343,254$360,800 Land $55,000 Building $305,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 200 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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