Lake County property record for 3909 Sedge St, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,360 sqft · built 2007 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $383,000 (Aug 2026) |
| Tax Bill | $8,052 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-107-010 |
| Primary APN | 04-18-107-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 980 sqft |
| 2nd Floor Area | 1,380 sqft |
| Upper Floors Area | 1,380 sqft |
| Basement Area | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 8,050 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3909 SEDGE ST |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE CROSSING SUB; LOT 104 |
| Legal Subdivision | STONEBRIDGE CROSSING SUB |
| Legal Lot Number | 104 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 860106 |
Source: Lake County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1101 YEOMAN ST, WAUKEGAN, IL 60085-2773 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · VA Mortgage FEDERAL SAVINGS BANK |
| Mar 25, 2026 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2026 · Amount on Record |
| Deed Document Number | 20268185693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 3909 SEDGE ST, ZION, IL 60099-9503 |
| Document Number | 0008185693 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20268185693 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,024.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1101 YEOMAN ST, WAUKEGAN, IL 60085-2773 |
| Document Number | 0008185694, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20268185694 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Number | 0008185695, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20268185695 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 25, 2026 |
| Property Address | 3909 SEDGE ST, ZION, IL 60099-9503 |
| Document Number | 0008159108 |
| Map Reference | DOC 5846358 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 8159108 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2700 NEABSCO #310310, 310310, WOODBRIDGE, VA 22191 |
| Name | Verified Name |
|---|---|
| Address | 129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,052.00 | $92,417 (+9.95%) Land $17,376 Building $75,041 | $277,279 (+9.95%) Land $52,133 Building $225,146 |
| 2024 | $84,054 (+12.16%) Land $15,804 Building $68,250 | $252,187 (+12.16%) Land $47,417 Building $204,770 | |
| 2023 | $6,891.00 (-2.24%) | $74,942 (+4.72%) Land $14,091 Building $60,851 | $224,848 (+4.72%) Land $42,277 Building $182,571 |
| 2022 | $7,049.00 | $71,563 Land $11,588 Building $59,975 | $214,710 Land $34,767 Building $179,943 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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