Lake County property record for 3910 Sedge St, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,952 sqft · built 2005 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,000 (Jan 2023) |
| Tax Bill | $10,799 (2024) |
| Deeds & Mortgages | Jan 2023 Sale Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-106-025 |
| Primary APN | 04-18-106-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 4,778 sqft |
| 1st Floor Area | 1,296 sqft |
| 2nd Floor Area | 1,656 sqft |
| Upper Floors Area | 1,656 sqft |
| Basement Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 3910 SEDGE ST |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE CROSSING SUB; LOT 86 |
| Legal Subdivision | STONEBRIDGE CROSSING SUB |
| Legal Lot Number | 86 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 860106 |
Source: Lake County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3910 SEDGE ST, ZION, IL 60099-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Warranty Deed, Transfer ATTORNEY |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Prior Sale | Apr 4, 2006 · Amount on Record |
| Deed Document Number | 20237954332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 18, 2023 |
| Property Address | 3910 SEDGE ST, ZION, IL 60099-9503 |
| Document Number | 0007954332 |
| Map Reference | DOC 5782518 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 7954332 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $321.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3910 SEDGE ST, ZION, IL 60099-9503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 3910 SEDGE ST, ZION, IL 60099-9503 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007767252 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 7767252 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 3910 SEDGE ST, ZION, IL 60099-9503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007600759 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 7600759 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109,462 (+23.32%) Land $17,376 Building $92,086 | $328,419 (+23.32%) Land $52,133 Building $276,286 | |
| 2024 | $10,799.00 (+9.22%) | ||
| 2023 | $9,887.00 (+2.5%) | $88,764 (+9.61%) Land $14,091 Building $74,673 | $266,318 (+9.61%) Land $42,277 Building $224,041 |
| 2022 | $9,646.00 | $80,985 Land $11,588 Building $69,397 | $242,979 Land $34,767 Building $208,212 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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