3907 Sedge St, Zion, IL 60099 Property Records

Lake County property record for 3907 Sedge St, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,675 sqft · built 2007
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,500 (Apr 2007)
Tax Bill	$13,605 (2024)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-107-011`

Property Details

APN / Parcel Number

Primary APN	`04-18-107-011`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,675 sqft Living Area
Gross Area	6,057 sqft
1st Floor Area	1,617 sqft
2nd Floor Area	2,058 sqft
Upper Floors Area	2,058 sqft
Basement Area	1,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Fiberglass
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	765 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3907 SEDGE ST
City	ZION
State	IL
Zip	60099-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBRIDGE CROSSING SUB; LOT 105
Legal Subdivision	STONEBRIDGE CROSSING SUB
Legal Lot Number	105
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2013
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3907 SEDGE ST, ZION, IL 60099-9503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2007 · Amount on Record
Deed Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	20076171662
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	3907 SEDGE ST, ZION, IL 60099-9503
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 SEDGE ST, ZION, IL 60099-9503

Mortgage

Document Number	0007975963
Date	Jun 1, 2023
Instrument	7975963

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	219 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,613 (+23.32%) Land $19,860 Building $115,753	$406,880 (+23.32%) Land $59,586 Building $347,294
2024	$13,605.00 (+8.23%)
2023	$12,571.00 (+1.34%)	$109,969 (+7.48%) Land $16,105 Building $93,864	$329,940 (+7.48%) Land $48,320 Building $281,620
2022	$12,405.00	$102,314 Land $13,245 Building $89,069	$306,973 Land $39,739 Building $267,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20