3902 Sedge St, Zion, IL 60099 Property Records

Lake County property record for 3902 Sedge St, Zion, IL 60099

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,952 sqft · built 2005
Lot Size0.185 acres (8,050 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Sep 2021)
Tax Bill$10,809 (2024)
Deeds & MortgagesDec 2021 Transfer
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-18-106-029

Property Details

APN / Parcel Number

Primary APN04-18-106-029

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,952 sqft Living Area
Gross Area4,608 sqft
1st Floor Area1,296 sqft
2nd Floor Area1,656 sqft
Upper Floors Area1,656 sqft
Basement Area1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialFiberglass
Lot Area8,050 sqft (0.185 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area124 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3902 SEDGE ST
CityZION
StateIL
Zip60099-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBRIDGE CROSSING SUB; LOT 82
Legal SubdivisionSTONEBRIDGE CROSSING SUB
Legal Lot Number82
JurisdictionLAKE IL
Township / Civil DivisionZION
Census Block Group2
Census Block2010
Census Tract860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3902 SEDGE ST, ZION, IL 60099-9503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 29, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleApr 6, 2006 · Amount on Record
Deed Document Number20217830257
Last Transfer DateDec 14, 2021
Transfer Doc0007857619
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateDec 30, 2021
Property Address3902 SEDGE ST, ZION, IL 60099-9503
Document Number0007857619
Map ReferenceDOC 5846358
Instrument DateDec 14, 2021
Instrument7857619
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3902 SEDGE ST, ZION, IL 60099-9503

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 29, 2021
Property Address3902 SEDGE ST, ZION, IL 60099-9503
Document Number0007830257
Map ReferenceDOC 5785218
Instrument DateAug 25, 2021
Instrument7830257
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3902 SEDGE ST, ZION, IL 60099-9503

Mortgage

Document Number0007830258
DateSep 29, 2021
Instrument7830258
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionZion Township
MunicipalityZion City
Elementary School DistrictBeach Park Community Consolidated School District 3 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$109,550 (+23.32%) Land $17,376 Building $92,174$328,683 (+23.32%) Land $52,133 Building $276,550
2024$10,809.00 (+5.72%)
2023$10,224.00 (+1.4%)$88,835 (+5.3%) Land $14,091 Building $74,744$266,531 (+5.3%) Land $42,277 Building $224,254
2022$10,083.00$84,363 Land $11,588 Building $72,775$253,114 Land $34,767 Building $218,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZION
serves 24,442 people · EPA ID IL0972000
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionAug 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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