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3908 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3908 Saltmarsh Loop, Sanford, FL 32773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,726 sqft · built 2019
OwnerIndividual Name on File
Last Sale$417,500 (Mar 2024)
Tax Bill$5,532 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-0340

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-0340

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,726 sqft Living Area
1st Floor Area751 sqft
2nd Floor Area975 sqft
Upper Floors Area975 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area453 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area149 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3908 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range31
Legal Township20
Legal Section17
Legal SubdivisionWYNDHAM PRESERVE
Legal Tract502
Legal Lot Number34
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1099
Census Tract21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-0340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3908 SALTMARSH LOOP, SANFORD, FL 32773-7096
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 05, 2019Grant Deed, Transfer · Conventional with PMI
PARK SQUARE HM MTG LLC
Mar 16, 2018Grant Deed, Transfer
ATTORNEY ONLY
Mar 26, 2018Loan Modification, Mortgage
FIFTH THIRD BK/BOONE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2024 · Amount on Record
Deed SaleMar 07, 2024 · Amount on Record
Prior SaleMar 05, 2019 · Amount on Record
Deed Document Number0010592676
Deed Book / Page10592 / 676
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 07, 2024
Property Address3908 SALTMARSH LOOP, SANFORD, FL 32773-7096
Document Number0105920676
Book / Page10592 / 676
Map ReferenceMB 81 PG 93
Instrument DateMar 07, 2024
Instrument2024020814
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyTHE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,922.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address254 SHADY HOLW, CASSELBERRY, FL 32707-4346

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 SALTMARSH LOOP, SANFORD, FL 32773-7096

Mortgage

Document Number0010592678
DateMar 07, 2024
Instrument10592/678
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateMar 05, 2019
Property Address3908 SALTMARSH LOOP, SANFORD, FL 32773-7096
Document Number0093081779
Book / Page009308 / 001779
Instrument DateJan 25, 2019
Instrument23048
Transaction TypeTransfer
Record UpdatedMar 19, 2019
Title CompanyPSH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,755.04
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 SALTMARSH LOOP SANFORD FL 327737096, SANFORD, FL 32773-7096

Mortgage

Document Number93081781
DateMar 05, 2019
Book Page009308/001781
Instrument23049
Lender
NamePARK SQUARE HM MTG LLC
AddressORLANDO, FL 32801
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 04, 2049

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateMar 16, 2018
Property Address3908 SALTMARSH LOOP, SANFORD, FL 32773-7096
Document Number0090930081
Book / Page009093 / 000081
Instrument DateMar 14, 2018
Instrument29301
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,896.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #100 ORLANDO FL 328117674, 100, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Recording DateMar 26, 2018
Property Address3908 SALTMARSH LOOP, SANFORD, FL 32773-7096
Document Number0090970664
Book / Page009097 / 000664
Instrument DateMar 14, 2018
Instrument32323
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

Mortgage

Document Number90970664
DateMar 26, 2018
Book Page009097/000664
Instrument32323
Lender
NameFIFTH THIRD BK/BOONE
TypeBank
Address3344 PEACHTREE RD NE, ATLANTA, GA 30326-4801
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,532.00 (+51.56%) Homeowner's exemption$349,796 (+41.04%)$349,796 (+1.3%) Land $88,000 Building $261,796
2023$3,650.00 (+3.02%) Homeowner's exemption$248,004 (+3%)$345,311 (+5.69%) Land $88,000 Building $257,311
2022$3,543.00 Homeowner's exemption$240,781$326,715 Land $72,000 Building $254,715

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 52 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
36 of 52 on primary residences
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Ian (Sep 2022), 3 claims
  • Tropical Storm Fay (Aug 2008), 9 claims

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 190 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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