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3911 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3911 Saltmarsh Loop, Sanford, FL 32773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 2018
OwnerCompany Name on Record
Last Sale$405,200 (Jun 2022)
Tax Bill$5,699 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2022 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-1720

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-1720

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area174 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3911 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 172 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range31
Legal Township20
Legal Section17
Legal SubdivisionWYNDHAM PRESERVE
Legal Tract502
Legal Lot Number172
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1101
Census Tract21000

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 7, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Feb 28, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Jul 15, 2019Deed of Trust, Mortgage · FHA Mortgage
FBC MTG
Nov 26, 2018Grant Deed, Transfer · FHA Mortgage
PARK SQUARE HM MTG LLC
Mar 26, 2018Loan Modification, Mortgage
FIFTH THIRD BK/BOONE
Mar 16, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2022 · Amount on Record
Deed SaleJun 7, 2022 · Amount on Record
Prior SaleFeb 28, 2022 · Amount on Record
Deed Document Number2022067054
Deed Book / Page10254 / 1030
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097

Mortgage

Document Number0098831847
DateMar 26, 2021
Book Page9883/1847
Instrument2021039554
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 7, 2022
Property Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0102541030
Book / Page10254 / 1030
Map ReferenceMB 81 PG 93-102
Instrument DateJun 1, 2022
Instrument2022067054
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,836.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 28, 2022
Property Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0101790511
Book / Page10179 / 511
Map ReferenceMB 81 PG 93-102
Instrument DateFeb 8, 2022
Instrument2022024261
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,443.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0094080425
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanyCLEAR TITLE/FL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 SALTMARSH LOOP SANFORD FL 327737097, SANFORD, FL 32773-7097

Mortgage

Document Number0094080425
DateAug 5, 2019
Book Page009408/000425
Instrument83592
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 4, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateNov 26, 2018
Property Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0092531441
Book / Page009253 / 001441
Instrument DateOct 24, 2018
Instrument133022
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyPSH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 SALTMARSH LOOP SANFORD FL 327737097, SANFORD, FL 32773-7097

Mortgage

Document Number92531443
DateNov 26, 2018
Book Page009253/001443
Instrument133023
Lender
NamePARK SQUARE HM MTG LLC
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Recording DateMar 26, 2018
Property Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0090970664
Book / Page009097 / 000664
Instrument DateMar 14, 2018
Instrument32323
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

Mortgage

Document Number90970664
DateMar 26, 2018
Book Page009097/000664
Instrument32323
Lender
NameFIFTH THIRD BK/BOONE
TypeBank
Address3344 PEACHTREE RD NE, ATLANTA, GA 30326-4801
Agreement
AmountAmount Recorded

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateMar 16, 2018
Property Address3911 SALTMARSH LOOP, SANFORD, FL 32773-7097
Document Number0090930081
Book / Page009093 / 000081
Instrument DateMar 14, 2018
Instrument29301
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,896.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #100 ORLANDO FL 328117674, 100, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,699.00 (-1.76%)$314,994 (-3.59%)$314,994 (-3.59%) Land $88,000 Building $226,994
2023$5,801.00 (+100.31%)$326,719 (+59.72%)$326,719 (+17.75%) Land $88,000 Building $238,719
2022$2,896.00$204,563$277,457 Land $72,000 Building $205,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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