Seminole County property record for 3905 Saltmarsh Loop, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,402 sqft · built 2019 |
| Owner | Individual Name on Record |
| Last Sale | $292,060 (May 2019) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-31-502-0000-1710 |
| Primary APN | 17-20-31-502-0000-1710 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| 2nd Floor Area | 1,218 sqft |
| Upper Floors Area | 1,218 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3905 SALTMARSH LOOP |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-7097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 171 WYNDHAM PRESERVE PB 81 PGS 93-102 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 17 |
| Legal Subdivision | WYNDHAM PRESERVE |
| Legal Tract | 502 |
| Legal Lot Number | 171 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 21000 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| May 14, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Mar 26, 2018 | Loan Modification, Mortgage FIFTH THIRD BK/BOONE |
| Mar 16, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on Record |
| Deed Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 2019051039 |
| Deed Book / Page | 09354 / 0248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0099130682 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 9913/682 |
| Instrument | 2021054690 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0096581062 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3905 SALTMARSH LOOP SANFORD FL 327737097, SANFORD, FL 32773-7097 |
| Document Number | 0096581062 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 009658/001062 |
| Instrument | 78860 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 22, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 14, 2019 |
| Property Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0093540248 |
| Book / Page | 09354 / 0248 |
| Map Reference | MB 81 PG 93 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 2019051039 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,044.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674 |
| Name | Verified Name |
|---|---|
| Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0009354250 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 09354/250 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 26, 2018 |
| Property Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0090970664 |
| Book / Page | 009097 / 000664 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 32323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674 |
| Investor | Possibly a Property Investor |
| Document Number | 90970664 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 009097/000664 |
| Instrument | 32323 |
| Name | FIFTH THIRD BK/BOONE |
|---|---|
| Type | Bank |
| Address | 3344 PEACHTREE RD NE, ATLANTA, GA 30326-4801 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 3905 SALTMARSH LOOP, SANFORD, FL 32773-7097 |
| Document Number | 0090930081 |
| Book / Page | 009093 / 000081 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 29301 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,896.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5200 VINELAND RD #100 ORLANDO FL 328117674, 100, ORLANDO, FL 32811-7674 |
| Investor | Possibly a Property Investor |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,948.00 (+12.58%) Homeowner's exemption | $307,331 (+5.99%) | $438,098 (+8.33%) Land $88,000 Building $350,098 |
| 2023 | $4,395.00 (+2.93%) Homeowner's exemption | $289,971 (+3%) | $404,398 (+15.62%) Land $88,000 Building $316,398 |
| 2022 | $4,270.00 Homeowner's exemption | $281,525 | $349,773 Land $72,000 Building $277,773 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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