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3908 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3908 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 700 sqft · built 1950
Lot Size0.126 acres (5,489 sqft)
Owner2 Individual Names on File
Last Sale$139,900 (Apr 2016)
Tax Bill$3,638 (2025)
Deeds & MortgagesDec 2025 Transfer
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-07-378-006

Property Details

APN / Parcel Number

Primary APN04-25-07-378-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area700 sqft Living Area
1st Floor Area682 sqft
Basement Area682 sqft
Unfinished Basement682 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area63 sqft
Deck Area293 sqft
Patio Area293 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3908 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-3426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB N 50 FT OF LOT 377
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number377
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1015
Census Tract170100

Owner

3908 Phillips Ave is owned and occupied by two individuals who acquired it in November 2025.

Source: Oakland County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3908 PHILLIPS AVE, BERKLEY, MI 48072-3426
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Intrafamily Transfer, Transfer
Apr 5, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2016 · Amount on File
Deed SaleApr 20, 2016 · Amount on File
Prior SaleMay 27, 2004 · Amount on File
Deed Document Number201678389
Deed Book / Page49283 / 782
Last Transfer DateNov 21, 2025
Transfer Doc20250151895
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateDec 5, 2025
Property Address3908 PHILLIPS AVE, BERKLEY, MI 48072-3426
Document Number20250151895
Book / Page60754 / 110
Map ReferenceLB 21 PG 27
Instrument DateNov 21, 2025
Instrument20250151895
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3908 PHILLIPS AVE, BERKLEY, MI 48072-3426

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 PHILLIPS AVE, BERKLEY, MI 48072-3426

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3908 PHILLIPS AVE, BERKLEY, MI 48072-3426
Transaction TypeMortgage
Record UpdatedMay 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 PHILLIPS AVE, BERKLEY, MI 48072-3426

Mortgage

Document Number0000087166
DateApr 5, 2021
Book Page56004/860
Instrument87166
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Phillips Ave was $3,638 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,638.00 (-2.88%) Homeowner's exemption$125,000 (+5.09%)$250,000 (+5.09%)
2024$3,746.00 (+11.49%) Homeowner's exemption$118,950 (+8.28%)$237,900 (+8.28%)
2023$3,360.00 Homeowner's exemption$109,850$219,700
2021$3,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3908 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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