3907 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3907 Phillips Ave, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 884 sqft · built 1949
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2024)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-07-377-026`

Property Details

APN / Parcel Number

Primary APN	`04-25-07-377-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	698 sqft
Basement Area	698 sqft
Unfinished Basement	698 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3907 PHILLIPS AVE
City	BERKLEY
State	MI
Zip	48072-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 7 COTTAGE HOMES SUB S 4 FT OF LOT 403 & N 36 FT OF LOT 404
Legal Range	11E
Legal Township	01N
Legal Section	07
Legal Subdivision	COTTAGE HOMES
Legal Lot Number	403-404
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1014
Census Tract	170100

Owner

3907 Phillips Ave is owned and occupied by two individuals who bought it in May 2024.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2115 E BIG BEAVER RD, TROY, MI 48083-2376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Document Number	202458116
Deed Book / Page	59378 / 592
Prior Transfer Date	Feb 2, 2013
Prior Transfer Doc	0000116834
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 17, 2020
Property Address	3907 PHILLIPS AVE, BERKLEY, MI 48072-3428
Document Number	0000013998
Book / Page	053731 / 000823
Instrument Date	Jan 15, 2020
Instrument	13998
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	32500 CONCORD DR MADISON HEIGHTS MI 480711100, MADISON HEIGHTS, MI 48071-1100

Mortgage

Document Number	13999
Date	Jan 17, 2020
Book Page	053731/000825
Instrument	13999

Lender

Name	OMEGA LNDG
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Phillips Ave was $4,724 with a homeowner's exemption, up 9.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,724.00 (+9.71%) Homeowner's exemption	$122,440	$244,880
2024	$4,306.00
2023		$108,250	$216,500
2021	$3,597.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3907 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3907 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20