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3872 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3872 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,110 sqft · built 2020
Lot Size0.101 acres (4,400 sqft)
Owner2 Trust Names on File
Last Sale$476,000 (Sep 2020)
Tax Bill$10,371 (2025)
Deeds & MortgagesDec 2025 Transfer
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-25-07-378-008

Property Details

APN / Parcel Number

Primary APN04-25-07-378-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,110 sqft Living Area
1st Floor Area682 sqft
Basement Area682 sqft
Unfinished Basement682 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage Area363 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3872 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-3425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB S 40 FT OF N 60 FT OF LOT 376
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number376
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1015
Census Tract170100

Owner

3872 Phillips Ave is owner-occupied and held in a trust since September 2025.

Source: Oakland County records, as of July 16, 2026

Owner of Record2 Trust Names on File
Mailing Address3872 PHILLIPS AVE, BERKLEY, MI 48072-3425
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Intrafamily Transfer, Transfer
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 16, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
US BK
May 30, 2019Warranty Deed, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2020 · Amount on File
Deed SaleSep 16, 2020 · Amount on File
Prior SaleMay 30, 2019 · Amount on File
Deed Document Number2020187091
Deed Book / Page54831 / 659
Last Transfer DateSep 30, 2025
Transfer Doc20250155027
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateDec 10, 2025
Property Address3872 PHILLIPS AVE, BERKLEY, MI 48072-3425
Document Number20250155027
Book / Page60774 / 32
Map ReferenceLB 21 PG 27
Instrument DateSep 30, 2025
Instrument20250155027
Transaction TypeTransfer
Record UpdatedDec 22, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3872 PHILLIPS AVE, BERKLEY, MI 48072-3425

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3872 PHILLIPS AVE, BERKLEY, MI 48072-3425

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3872 PHILLIPS AVE, BERKLEY, MI 48072-3425
Transaction TypeMortgage
Record UpdatedOct 18, 2021
Title CompanyPREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 LAGUNA ST 108, 108, SAN FRANCISCO, CA 94123-2942

Mortgage

Document Number0000177103
DateSep 2, 2020
Book Page54762/207
Instrument177103
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 16, 2020
Property Address3872 PHILLIPS AVE, BERKLEY, MI 48072-3425
Document Number0000146481
Book / Page054831 / 000661
Instrument DateAug 28, 2020
Instrument146481
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 29, 2021
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,094.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3872 PHILLIPS AVE BERKLEY MI 480723425, BERKLEY, MI 48072-3425

Mortgage

Document Number177103
DateSep 16, 2020
Book Page054762/000207
Instrument177103
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 15, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 30, 2019
Property Address3872 PHILLIPS AVE, BERKLEY, MI 48072-3425
Document Number0000083183
Book / Page052871 / 000588
Instrument DateMay 21, 2019
Instrument83183
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
Tax$954.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address35427 DODGE PARK RD STERLING HEIGHTS MI 483123928, STERLING HEIGHTS, MI 48312-3928

Tax Assessment & Valuation

The 2025 property tax bill for 3872 Phillips Ave was $10,371 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,371.00 (-2.89%) Homeowner's exemption$290,950 (+5.91%)$581,900 (+5.91%)
2024$10,680.00 (+11.52%) Homeowner's exemption$274,720 (+7.12%)$549,440 (+7.12%)
2023$9,577.00 Homeowner's exemption$256,450$512,900
2021$9,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3872 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3872 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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