3931 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3931 Phillips Ave, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1947
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,900 (Jul 2022)
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-07-377-024`

Property Details

APN / Parcel Number

Primary APN	`04-25-07-377-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	711 sqft
Basement Area	711 sqft
Unfinished Basement	711 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Porch	Slab
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	3931 PHILLIPS AVE
City	BERKLEY
State	MI
Zip	48072-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 7 COTTAGE HOMES SUB S 2 FT OF LOT 402 & N 38 FT OF LOT 403
Legal Range	11E
Legal Township	01N
Legal Section	07
Legal Subdivision	COTTAGE HOMES
Legal Lot Number	402-403
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1014
Census Tract	170100

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3931 PHILLIPS AVE, BERKLEY, MI 48072-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	2022420187
Deed Book / Page	57983 / 141
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 26, 2022
Property Address	3931 PHILLIPS AVE, BERKLEY, MI 48072-3428
Document Number	0000420187
Book / Page	57983 / 141
Map Reference	LB 21 PG 27
Instrument Date	Jul 20, 2022
Instrument	420187
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3931 PHILLIPS AVE, 3931, BERKLEY, MI 48072-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3931 PHILLIPS AVE, BERKLEY, MI 48072-3428

Mortgage

Document Number	0000424260
Date	Aug 2, 2022
Book Page	58004/350
Instrument	424260

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 (-2.89%) Homeowner's exemption	$103,240 (+13.45%)	$206,480 (+13.45%)
2024	$3,914.00 (+58.14%)
2023		$91,000	$182,000
2021	$2,475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20