3908 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 3908 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1915
Lot Size	0.387 acres (16,835 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,648 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060/01607-003-000`

Property Details

APN / Parcel Number

Primary APN	`060/01607-003-000`
Alternative APN	`792319476024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,070 sqft
Basement Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,835 sqft (0.387 acres)
Lot Dimensions	185 ft deep x 91 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	42 sqft
Deck Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3908 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 91F E 185F LOT 202 DOUGLAS ACRES PLAT 2
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	202
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	201

Owner

Source: Polk County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3908 E 28TH ST, DES MOINES, IA 50317-4226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AFFINITY CU
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit AFFINITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2004
Transfer Doc	0000005602
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Mar 19, 2021
Property Address	3908 E 28TH ST, DES MOINES, IA 50317-4226
Document Number	202100028566
Book / Page	18425 / 412
Instrument Date	Mar 15, 2021
Instrument	2021-00028566
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3908 E 28TH ST, DES MOINES, IA 50317-4226

Mortgage

Document Number	202100028567
Date	Mar 19, 2021
Instrument	2021-00028567

Lender

Name	AFFINITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3908 E 28TH ST, DES MOINES, IA 50317-4226
Document Number	0000063322
Book / Page	016818 / 000417
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3908 E 28TH ST DES MOINES IA 503174226, DES MOINES, IA 50317-4226

Mortgage

Document Number	0000063322
Date	Feb 14, 2018
Book Page	016818/000417
Instrument	63322

Lender

Name	AFFINITY CU
Address	DES MOINES, IA 50313

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,500 (+15.06%) Land $38,800 Building $137,700	$176,500 (+15.06%) Land $38,800 Building $137,700
2024	$2,648.00 (-0.45%)
2023		$153,400 Land $33,500 Building $119,900	$153,400 Land $33,500 Building $119,900
2020	$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000

May also be available: Google Fiber, Metronet, Verizon.

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