3902 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 3902 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1966
Lot Size	0.491 acres (21,420 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2019)
Tax Bill	$3,344 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-476-027`

Property Details

APN / Parcel Number

Primary APN	`7923-19-476-027`
Alternative APN	`060/01608-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,420 sqft (0.491 acres)
Lot Dimensions	357 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3902 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX N 51 F- LOT 203 DOUGLAS ACRES PLAT 2
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	203
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3902 E 28TH ST, DES MOINES, IA 50317-4226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 13, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 9, 2018	Affidavit of Death, Transfer
Jul 9, 2018	Grant Deed, Foreclosure · Conventional with PMI VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	2019-00013769
Deed Book / Page	17448 / 0854
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3902 E 28TH ST, DES MOINES, IA 50317-4226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 E 28TH ST, DES MOINES, IA 50317-4226

Mortgage

Document Number	0000021855
Date	Mar 3, 2021
Book Page	18391/815
Instrument	2021-00021855

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 13, 2019
Property Address	3902 E 28TH ST, DES MOINES, IA 50317-4226
Document Number	201900013769
Book / Page	17448 / 0854
Instrument Date	Aug 8, 2019
Instrument	2019-00013769
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 E 28TH ST, DES MOINES, IA 50317-4226

Mortgage

Document Number	201900013771
Date	Aug 13, 2019
Instrument	2019-00013771

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK IA
Recording Date	Jul 9, 2018
Property Address	3902 E 28TH ST, DES MOINES, IA 50317-4226
Document Number	0000002163
Book / Page	016992 / 000640
Instrument Date	Jun 16, 2018
Instrument	2163
Transaction Type	Transfer
Record Updated	Aug 6, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 E 28TH ST DES MOINES IA 503174226, DES MOINES, IA 50317-4226

July 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Jul 9, 2018
Property Address	3902 E 28TH ST, DES MOINES, IA 50317-4226
Document Number	0000002164
Book / Page	016992 / 000642
Instrument Date	Jun 16, 2018
Instrument	2164
Transaction Type	Foreclosure
Record Updated	Aug 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 E 28TH ST DES MOINES IA 503174226, DES MOINES, IA 50317-4226

Mortgage

Document Number	2166
Date	Jul 9, 2018
Book Page	016992/000647
Instrument	2166

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,300 (+14.23%) Land $42,000 Building $148,300	$190,300 (+14.23%) Land $42,000 Building $148,300
2024	$3,344.00 (+3.72%)
2023		$166,600 Land $36,300 Building $130,300	$166,600 Land $36,300 Building $130,300
2020	$3,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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