3920 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 3920 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 760 sqft · built 1922
Lot Size	0.909 acres (39,627 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Aug 2021)
Tax Bill	$1,548 (2024)
Deeds & Mortgages	Oct 2018 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7923-19-476-023`

Property Details

APN / Parcel Number

Primary APN	`7923-19-476-023`
Alternative APN	`060/01606-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,627 sqft (0.909 acres)
Lot Dimensions	357 ft deep x 111 ft wide
Garage Type	Detached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	40 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3920 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 201 DOUGLAS ACRES PLAT 2
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DOUGLAS ACRES PLAT 2
Legal Lot Number	201
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3302 E DOUGLAS AVE, DES MOINES, IA 50317-4351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	2021-00083857
Deed Book / Page	18689 / 133
Record Updated	Jun 7, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3920 E 28TH ST, DES MOINES, IA 50317-4226
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029733
Date	Oct 12, 2018
Book Page	17109/0632
Instrument	2018-00029733

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 9, 2021
Property Address	3920 E 28TH ST, DES MOINES, IA 50317-4226
Document Number	0000083857
Book / Page	18689 / 133
Instrument Date	Aug 5, 2021
Instrument	2021-00083857
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 E DOUGLAS AVE, DES MOINES, IA 50317-4351

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,900 (+41.25%) Land $54,900 Building $54,000	$108,900 (+41.25%) Land $54,900 Building $54,000
2024	$1,548.00 (-37.88%)
2023		$77,100 Land $47,400 Building $29,700	$77,100 Land $47,400 Building $29,700
2020	$2,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000

May also be available: Google Fiber, Metronet, Verizon.

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