3905 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 3905 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1957
Lot Size	0.646 acres (28,160 sqft)
Owner	Individual Name on Record
Tax Bill	$4,740 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-19-477-014`

Property Details

APN / Parcel Number

Primary APN	`7923-19-477-014`
Alternative APN	`060/00980-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	3,226 sqft
1st Floor Area	1,445 sqft
Basement Area	1,445 sqft

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,160 sqft (0.646 acres)
Lot Dimensions	352 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	168 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3905 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 DAWNS ACRES
Legal Range	23W
Legal Township	79N
Legal Section	19
Legal Subdivision	DAWNS ACRES
Legal Lot Number	8
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1015
Census Tract	201

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3905 E 28TH ST, DES MOINES, IA 50317-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Nov 27, 2017	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017
Deed Sale	Nov 27, 2017
Deed Document Number	2017-00043768
Deed Book / Page	16736 / 0149
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3905 E 28TH ST, DES MOINES, IA 50317-4225
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100108453
Date	Oct 13, 2021
Book Page	18804/796
Instrument	2021-00108453

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 27, 2017
Property Address	3905 E 28TH ST, DES MOINES, IA 50317-4225
Document Number	201700043768
Book / Page	16736 / 0149
Instrument Date	Nov 17, 2017
Instrument	2017-00043768
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3905 E 28TH ST, DES MOINES, IA 50317-4225

Mortgage

Document Number	201700043770
Date	Nov 27, 2017
Instrument	2017-00043770

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

August 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	POLK IA
Recording Date	Aug 29, 2017
Property Address	3905 E 28TH ST, DES MOINES, IA 50317-4225
Document Number	0000017702
Book / Page	016624 / 000435
Instrument Date	Aug 19, 2017
Instrument	17702
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,200 (+14.17%) Land $46,800 Building $234,400	$281,200 (+14.17%) Land $46,800 Building $234,400
2024	$4,740.00 (-2.07%)
2023		$246,300 Land $40,400 Building $205,900	$246,300 Land $40,400 Building $205,900
2020	$4,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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