3908 138th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3908 138th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,704 sqft · built 2017
Lot Size	0.221 acres (9,631 sqft)
Owner	2 Individual Names on File
Last Sale	$415,100 (Sep 2020)
Tax Bill	$9,534 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R326415`

Property Details

APN / Parcel Number

Primary APN	`R326415`
Alternative APN	`R2375600000000310000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,704 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	2,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,631 sqft (0.221 acres)
Garage Type	Attached
Garage Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3908 138TH ST
City	LUBBOCK
State	TX
Zip	79423-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT KELSEY PARK L 31
Legal Subdivision	ENCLAVE AT KELSEY PARK
Legal Lot Number	31
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2042
Census Tract	10512

Owner

3908 138th St is owned and occupied by two individuals who bought it in September 2020.

Source: Lubbock County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3908 138TH ST, LUBBOCK, TX 79423-6171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ALLIANCE CU
Mar 16, 2019	Loan Modification, Mortgage SOUTHWEST BK
Dec 16, 2018	Loan Modification, Mortgage SOUTHWEST BK
Jun 16, 2018	Loan Modification, Mortgage
Jun 23, 2017	Vendor's Lien, Transfer · Commercial Mortgage SOUTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Document Number	202039231
Record Updated	Sep 20, 2026

September 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 4, 2020
Property Address	3908 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000039231
Map Reference	FILE 2015011340
Instrument Date	Sep 4, 2020
Instrument	2020039231
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 20, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 138TH ST, LUBBOCK, TX 79423-6171

Mortgage

Document Number	0000039232
Date	Sep 4, 2020
Instrument	2020039232

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	385 Months
Due	Oct 1, 2052

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	3908 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000025618
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8 WOLFFORTH TX 793820008, WOLFFORTH, TX 79382-0008

Mortgage

Document Number	0000025618
Date	Jul 8, 2019
Instrument	25618

Lender

Name	SOUTHWEST BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Term	180 Months
Due	Jul 7, 2034

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	3908 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000006685
Instrument Date	Dec 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8 WOLFFORTH TX 793820008, WOLFFORTH, TX 79382-0008

Mortgage

Document Number	0000006685
Date	Feb 28, 2019
Instrument	6685

Lender

Name	SOUTHWEST BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Term	12 Months
Due	Feb 27, 2020

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	3908 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000032730
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 8 WOLFFORTH TX 793820008, WOLFFORTH, TX 79382-0008

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 23, 2017
Property Address	3908 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000022591
Map Reference	FIL2015011340
Instrument Date	Jun 16, 2017
Instrument	2017022591
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	HUB CITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8, WOLFFORTH, TX 79382-0008

Mortgage

Document Number	0000022592
Date	Jun 23, 2017
Instrument	2017022592

Lender

Name	SOUTHWEST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 16, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 3908 138th St was $9,534 with a homeowner's exemption, up 6.4% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,534.00 (+6.39%) Homeowner's exemption	$486,868 Land $70,000 Building $416,868	$486,868 Land $70,000 Building $416,868
2024	$8,961.00 (+8.84%)
2023	$8,233.00 (-4.59%) Homeowner's exemption	$409,600 Land $70,000 Building $339,600	$409,600 Land $70,000 Building $339,600
2022	$8,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 138th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3908 138th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, South Plains Telephone Cooperative.

Nearby Properties on 138th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures