3904 138th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3904 138th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,434 sqft · built 2018
Lot Size	0.215 acres (9,375 sqft)
Owner	Individual Name on File
Tax Bill	$3,751 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R326417`

Property Details

APN / Parcel Number

Primary APN	`R326417`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,434 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Garage Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3904 138TH ST
City	LUBBOCK
State	TX
Zip	79423-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT KELSEY PARK L 33
Legal Subdivision	ENCLAVE AT KELSEY PARK
Legal Lot Number	330
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2042
Census Tract	10512

Owner

3904 138th St is owned and occupied by an individual who acquired it in August 2018.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3904 138TH ST, LUBBOCK, TX 79423-6171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2018	Vendor's Lien, Subdivision Related Transfer PRIMEWEST MORTGAGE CORP
Feb 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018
Deed Sale	Aug 3, 2018
Deed Document Number	2018-29403
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3904 138TH ST, LUBBOCK, TX 79423-6171
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 138TH ST, LUBBOCK, TX 79423-6171

Mortgage

Document Number	0000006524
Date	Feb 23, 2026
Instrument	2026006524

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	LUBBOCK, TX 79424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3904 138TH ST, LUBBOCK, TX 79423-6171
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018868
Date	May 23, 2019
Instrument	2019018868

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

August 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 3, 2018
Property Address	3904 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000029403
Map Reference	FILE2015011340
Instrument Date	Aug 3, 2018
Instrument	2018029403
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7705 LASALLE AVE, 7705, LUBBOCK, TX 79424-8735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 138TH ST, LUBBOCK, TX 79423-6171

Mortgage

Document Number	0000029404
Date	Aug 3, 2018
Instrument	2018029404

Lender

Name	PRIMEWEST MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 14, 2018
Property Address	3904 138TH ST, LUBBOCK, TX 79423-6171
Instrument Date	Feb 9, 2018
Instrument	4978
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7705 LASALLE AVE LUBBOCK TX 794248735, LUBBOCK, TX 79424-8735

Mortgage

Document Number	0000004978
Date	Feb 14, 2018
Instrument	4978

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 13, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3904 138th St was $3,751 with a homeowner's exemption, down 22.1% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,751.00 (-22.1%) Homeowner's exemption	$442,526 Land $70,000 Building $372,526	$442,526 Land $70,000 Building $372,526
2024	$4,815.00 (-0.02%)
2023	$4,816.00 (-27.06%) Homeowner's exemption	$430,052 Land $70,000 Building $360,052	$430,052 Land $70,000 Building $360,052
2022	$6,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3904 138th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3904 138th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, South Plains Telephone Cooperative.

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