3909 138th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3909 138th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,854 sqft · built 2016
Lot Size	0.238 acres (10,383 sqft)
Owner	2 Individual Names on File
Last Sale	$546,300 (Nov 2020)
Tax Bill	$9,391 (2025)
Deeds & Mortgages	May 2023 Vendor's Lien Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R326399`

Property Details

APN / Parcel Number

Primary APN	`R326399`
Alternative APN	`R2375600000000150000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,854 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	2,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,383 sqft (0.238 acres)
Garage Type	Attached
Garage Area	782 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3909 138TH ST
City	LUBBOCK
State	TX
Zip	79423-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT KELSEY PARK L 15
Legal Subdivision	ENCLAVE AT KELSEY PARK
Legal Lot Number	15
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2041
Census Tract	10512

Owner

3909 138th St is owned and occupied by two individuals who bought it in November 2020.

Source: Lubbock County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3909 138TH ST, LUBBOCK, TX 79423-1246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Vendor's Lien, Subdivision Related Transfer TITLEONE
Feb 9, 2022	Vendor's Lien, Transfer · Commercial Mortgage CITY BANK
Nov 30, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Oct 13, 2016
Deed Document Number	202053791
Prior Transfer Date	Nov 25, 2020
Prior Transfer Doc	0000053791
Record Updated	Sep 20, 2026

May 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 15, 2023
Property Address	3909 138TH ST, LUBBOCK, TX 79423-1246
Document Number	0000017758
Map Reference	FILE 2022000675
Instrument Date	May 12, 2023
Instrument	2023017758
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2024
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 9, 2022
Property Address	3909 138TH ST, LUBBOCK, TX 79423-1246
Document Number	0000006698
Map Reference	FILE 2022000675
Instrument Date	Feb 7, 2022
Instrument	2022006698
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006699
Date	Feb 9, 2022
Instrument	2022006699

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 7, 2023

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Nov 30, 2020
Property Address	3909 138TH ST, LUBBOCK, TX 79423-1246
Document Number	0000053791
Map Reference	DOC 2015011340
Instrument Date	Nov 25, 2020
Instrument	2020053791
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 138TH ST, LUBBOCK, TX 79423-1246

Mortgage

Document Number	0000053792
Date	Nov 30, 2020
Instrument	2020053792

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3909 138th St was $9,391 with a homeowner's exemption, down 7.9% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,391.00 (-7.87%) Homeowner's exemption	$532,848 Land $70,000 Building $462,848	$532,848 Land $70,000 Building $462,848
2024	$10,193.00 (+5.13%)
2023	$9,696.00 (-7.83%) Homeowner's exemption	$516,351 Land $70,000 Building $446,351	$516,351 Land $70,000 Building $446,351
2022	$10,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 138th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3909 138th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, South Plains Telephone Cooperative.

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