3903 138th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3903 138th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,763 sqft · built 2019
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,811 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R326396`

Property Details

APN / Parcel Number

Primary APN	`R326396`
Alternative APN	`R2375600000000120000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,763 sqft Living Area
Gross Area	3,345 sqft
1st Floor Area	2,763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Garage Area	582 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3903 138TH ST
City	LUBBOCK
State	TX
Zip	79423-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT KELSEY PARK L 12
Legal Subdivision	ENCLAVE AT KELSEY PARK
Legal Lot Number	12
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2041
Census Tract	10512

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3903 138TH ST, LUBBOCK, TX 79423-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
May 1, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTCAPITAL BANK OF TEXAS NA
Jun 4, 2018	Grant Deed, Mortgage PLAINSCAPITAL BK
Dec 13, 2017	Grant Deed, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025
Deed Sale	Jul 24, 2025
Prior Sale	Jun 4, 2025
Deed Document Number	202528883
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	0000037079
Record Updated	Sep 20, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 22, 2021
Property Address	3903 138TH ST, LUBBOCK, TX 79423-1246
Document Number	0000037079
Map Reference	DOC 2015011340
Instrument Date	Jul 12, 2021
Instrument	2021037079
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 138TH ST, LUBBOCK, TX 79423-1246

Mortgage

Document Number	0000037080
Date	Jul 22, 2021
Instrument	2021037080

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3903 138TH ST, LUBBOCK, TX 79423-1246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016818
Date	May 1, 2020
Instrument	2020016818

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 22, 2035

June 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 4, 2018
Property Address	3903 138TH ST, LUBBOCK, TX 79423-1246
Instrument Date	May 31, 2018
Instrument	20444
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17103 PRESTON RD #225 DALLAS TX 752481389, 225, DALLAS, TX 75248-1389

Mortgage

Document Number	0000020444
Date	Jun 4, 2018
Instrument	20444

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	5010 UNIVERSITY AVE, LUBBOCK, TX 79413-4422

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 3, 2020

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Dec 13, 2017
Property Address	3903 138TH ST, LUBBOCK, TX 79423-1246
Instrument Date	Dec 12, 2017
Instrument	44226
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16400 DALLAS PKWY #140 DALLAS TX 752482641, 140, DALLAS, TX 75248-2641

Mortgage

Document Number	0000044226
Date	Dec 13, 2017
Instrument	44226

Lender

Name	FIRST UNITED BK
Type	Bank
Address	5802 4TH ST, LUBBOCK, TX 79416-4100

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,811.00 (-19.54%)	$553,161 (-7.77%) Land $70,000 Building $483,161	$553,161 (-8.73%) Land $70,000 Building $483,161
2024	$12,193.00 (+6.49%)
2023	$11,450.00 (-3.99%) Homeowner's exemption	$599,738 Land $70,000 Building $536,062	$606,062 Land $70,000 Building $536,062
2022	$11,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, South Plains Telephone Cooperative.

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