3906 Lake Shore St, Fallbrook, CA 92028 Property Records

San Diego County property record for 3906 Lake Shore St, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,970 sqft · built 2008
Lot Size0.104 acres (4,536 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (May 2022)
Tax Bill$8,881 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN125-282-30-00

Property Details

APN / Parcel Number

Primary APN125-282-30-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area4,536 sqft (0.104 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3906 LAKE SHORE ST
CityFALLBROOK
StateCA
Zip92028-7878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 193 TR 012848
Legal SubdivisionSAN DIEGO #4249-3
Legal Tract012848
Legal Block1
Legal Lot Number193
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 AUTUMN DR, 131, SAN MARCOS, CA 92069-2882
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2022 · Amount on Record
Deed SaleMay 4, 2022 · Amount on Record
Prior SaleSep 25, 2008 · Amount on Record
Deed Document Number2022192578
Prior Transfer DateJun 27, 2012
Prior Transfer Doc0000444500
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 4, 2022
Property Address3906 LAKE SHORE ST, FALLBROOK, CA 92028-7878
Document Number0000192578
Map ReferenceMAP 12848
Instrument DateApr 25, 2022
Instrument2022-0192578
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address281 AUTUMN DR APT 131, 131, SAN MARCOS, CA 92069-2882

Mortgage

Document Number0000192579
DateMay 4, 2022
Instrument2022-0192579
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$822,640 (+2%) Land $177,578 Building $645,062
2025$8,881.00 (+13.47%)$806,511 (+13.12%) Land $174,097 Building $632,414
2023$7,827.00 (+55.89%)$713,000 Land $153,000 Building $560,000
2022$5,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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