San Diego County property record for 3853 Lake Shore St, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,970 sqft · built 2008 |
| Lot Size | 0.122 acres (5,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2013) |
| Tax Bill | $5,638 (2025) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-291-69-00 |
| Primary APN | 125-291-69-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,970 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 5,293 sqft (0.122 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3853 LAKE SHORE ST |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 181 TR 012848 |
| Legal Subdivision | SAN DIEGO 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 181 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
Source: San Diego County records · APN 125-291-69-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3853 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO FIREFIGHTERS FCU |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC |
| Jan 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on Record |
| Deed Sale | Jul 25, 2013 · Amount on Record |
| Prior Sale | Oct 10, 2008 · Amount on Record |
| Deed Document Number | 2013467223 |
| Last Transfer Date | Sep 09, 2013 |
| Transfer Doc | 0000556513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3853 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3853 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Document Number | 0000035713 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023-0035713 |
| Name | SAN DIEGO FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92124 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3853 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000215299 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020-0215299 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3853 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Document Number | 0000413186 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3853 LAKE SHORT ST FALLBROOK CA 92028, FALLBROOK, CA 92028 |
| Document Number | 0000413186 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 413186 |
| Name | SIGN ON THE LINE INC |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3853 LAKE SHORE ST, FALLBROOK, CA 92028-7877 |
| Document Number | 0000040610 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3853 LAKE SHORE ST FALLBROOK CA 920287877, FALLBROOK, CA 92028-7877 |
| Document Number | 0000040610 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 40610 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $506,393 (+2%) Land $96,314 Building $410,079 | |
| 2025 | $5,638.00 (+4.99%) | $496,465 (+4.04%) Land $94,426 Building $402,039 |
| 2023 | $5,370.00 (+1.63%) | $477,188 Land $90,760 Building $386,428 |
| 2022 | $5,284.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 161 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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