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3930 Lake Shore St, Fallbrook, CA 92028 Property Records

San Diego County property record for 3930 Lake Shore St, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,845 sqft · built 2008
Lot Size0.121 acres (5,255 sqft)
OwnerCompany Name on File
Last Sale$428,000 (Sep 2008)
Tax Bill$6,208 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2019 Transfer
Flood ZoneZone X (moderate risk)
APN125-282-28-00

Property Details

APN / Parcel Number

Primary APN125-282-28-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,845 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area5,255 sqft (0.121 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3930 LAKE SHORE ST
CityFALLBROOK
StateCA
Zip92028-7878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 191 TR 012848
Legal SubdivisionSAN DIEGO #4249-3
Legal Tract012848
Legal Block1
Legal Lot Number191
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

3930 Lake Shore St is owned by a company that acquired it in May 2019.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3930 LAKE SHORE ST, FALLBROOK, CA 92028-7878
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Jun 3, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2008 · Amount on File
Deed SaleSep 19, 2008 · Amount on File
Deed Document Number2008497866
Last Transfer DateMay 10, 2019
Transfer Doc0000212015
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3930 LAKE SHORE ST, FALLBROOK, CA 92028-7878
Document Number0000451352
Instrument DateAug 4, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3930 LAKE SHORE ST FALLBROOK CA 920287878, FALLBROOK, CA 92028-7878

Mortgage

Document Number0000451352
DateAug 12, 2020
Instrument451352
Lender
NameFINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueAug 11, 2045

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 3, 2019
Property Address3930 LAKE SHORE ST, FALLBROOK, CA 92028-7878
Document Number0000212015
Instrument DateMay 10, 2019
Instrument212015
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3930 LAKE SHORE ST FALLBROOK CA 920287878, FALLBROOK, CA 92028-7878

Tax Assessment & Valuation

The 2025 property tax bill for 3930 Lake Shore St was $6,208.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$561,941 (+2%) Land $45,966 Building $515,975
2025$6,208.00$550,923 Land $45,065 Building $505,858
2023$5,915.00 (+1.63%)$529,532 Land $43,316 Building $486,216
2022$5,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3930 Lake Shore St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3930 Lake Shore St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
San Diego Broadband
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

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