San Diego County property record for 3905 Lake Shore St, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,414 sqft · built 2008 |
| Lot Size | 0.109 acres (4,768 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (May 2018) |
| Tax Bill | $7,169 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-282-19-00 |
| Primary APN | 125-282-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,414 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 4,768 sqft (0.109 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3905 LAKE SHORE ST |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 182 TR 012848 |
| Legal Subdivision | FALLBROOK 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 182 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6555 DOAN DR NW, CONCORD, NC 28027-0279 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 6, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 8, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE MORTGAGE BANKERS CORP |
| Sep 15, 2020 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 8, 2021 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 29, 2018 | Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2015 · Amount on Record |
| Deed Document Number | 2018215296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000510784 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019-0510784 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Document Number | 0000045763 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 2019-0045763 |
| Name | HOMEBRIDGE MORTGAGE BANKERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Document Number | 0000540153 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020-0540153 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Document Number | 0000424379 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021-0424379 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2018 |
| Property Address | 3905 LAKE SHORE ST, FALLBROOK, CA 92028-7878 |
| Document Number | 0000215296 |
| Map Reference | MAP 12848 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2018-0215296 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8275 LAUREL RIDGE RD, RIVERSIDE, CA 92508-3530 |
| Document Number | 0000215297 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 2018-0215297 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $655,725 (+2%) Land $301,749 Building $353,976 | |
| 2025 | $7,169.00 (+6%) | $642,869 (+4.04%) Land $295,833 Building $347,036 |
| 2023 | $6,763.00 (+1.65%) Homeowner's exemption | $617,908 Land $284,347 Building $333,561 |
| 2022 | $6,653.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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