3902 138th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3902 138th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,066 sqft · built 2017
Lot Size	0.226 acres (9,838 sqft)
Owner	2 Individual Names on Record
Last Sale	$466,900 (Apr 2018)
Tax Bill	$8,770 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R326418`

Property Details

APN / Parcel Number

Primary APN	`R326418`
Alternative APN	`R2375600000000340000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,066 sqft Living Area
Gross Area	3,898 sqft
1st Floor Area	2,626 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,838 sqft (0.226 acres)
Garage Type	Attached
Garage Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3902 138TH ST
City	LUBBOCK
State	TX
Zip	79423-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT KELSEY PARK L 34
Legal Subdivision	ENCLAVE AT KELSEY PARK
Legal Lot Number	34
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2042
Census Tract	10512

Owner

Source: Lubbock County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3902 138TH ST, LUBBOCK, TX 79423-6171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jan 15, 2026	Vendor's Lien, Transfer BUDDY LEE JASPER ETAL
Apr 30, 2018	Vendor's Lien, Subdivision Related Transfer · ARM TEXAS TECH FCU
Apr 2, 2018	Loan Modification, Mortgage FIRST BK
Jul 20, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	201815168
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	0000015168
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Oct 13, 2026
Property Address	3902 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000041808
Instrument Date	Oct 7, 2026
Instrument	202641808
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 138TH ST, LUBBOCK, TX 79423-6171

Mortgage

Document Number	0000041808,
Date	Oct 13, 2026
Instrument	202641808

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jan 15, 2026
Property Address	3902 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000001601
Map Reference	VOL 692 PG 583
Instrument Date	Jan 15, 2026
Instrument	2026001601
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2517 215 STREET, LUBBOCK, TX 79410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 138TH ST, LUBBOCK, TX 79423-6171

Mortgage

Document Number	0000001602
Date	Jan 15, 2026
Instrument	2026001602

Lender

Name	BUDDY LEE JASPER ETAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2046

April 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 30, 2018
Property Address	3902 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000015168
Map Reference	FILE2015011340
Instrument Date	Apr 27, 2018
Instrument	2018015168
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 E BROOKHOLLOW DR, 8, RANSOM CANYON, TX 79366-2526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 138TH ST, LUBBOCK, TX 79423-6171

Mortgage

Document Number	0000015169
Date	Apr 30, 2018
Instrument	2018015169

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	3902 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000013034
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 E BROOKHOLLOW DR RANSOM CANYON TX 793662526, RANSOM CANYON, TX 79366-2526

Mortgage

Document Number	0000013034
Date	Apr 12, 2018
Instrument	13034

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79453-9963

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 11, 2019

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 20, 2017
Property Address	3902 138TH ST, LUBBOCK, TX 79423-6171
Document Number	0000026286
Map Reference	FILE2015011340
Instrument Date	Jul 17, 2017
Instrument	2017026286
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7705 LASALLE AVE, 7705, LUBBOCK, TX 79424-8735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E BROOKHOLLOW DR, RANSOM CANYON, TX 79366-2526
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026287
Date	Jul 20, 2017
Instrument	2017026287

Lender

Name	FIRST BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Mar 19, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,770.00 (-5.33%) Homeowner's exemption	$502,827 (+1.66%) Land $70,000 Building $432,827	$502,827 (+1.66%) Land $70,000 Building $432,827
2024	$9,264.00 (+0.28%)
2023	$9,238.00 (-12.23%) Homeowner's exemption	$494,609 Land $70,000 Building $424,609	$494,609 Land $70,000 Building $424,609
2022	$10,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, South Plains Telephone Cooperative.

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