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3894 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3894 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,662 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2025)
Tax Bill$4,595.00 (2025)

Property Details

APN / Parcel Number

Primary APN342630009700013930

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,662 sqft Heated Area
Gross Area3,461 sqft Gross Area
1st Floor2,662 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area447 sqft Garage
PorchOpen Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3894 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8274
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3D PB 24 PGS 151-154 LOT 393
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase3D
Legal Tract97
Legal Lot Number393
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2038
Census Tract43207

Owner

Source: Osceola County records · APN 342630009700013930

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 29, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
THE LOAN STORE INC
Jan 21, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Jun 14, 2017Special Warranty Deed, Transfer · Veterans Administration Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2025 · Amount on Record
Deed SaleSep 29, 2025 · Amount on Record
Prior SaleJan 21, 2020 · Amount on Record
Deed Doc Number2025119372
Deed Book / Page6854 / 2991
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
InvestorPossibly a Property Investor

Mortgage

Document Number0061890635
DateApr 07, 2022
Book Page6189/635
Instrument2022055252
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 10, 2052

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 29, 2025
Property Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Document Number0068542991
Book / Page6854 / 2991
Map ReferenceMB 24 PG 151
Instrument DateSep 17, 2025
Instrument2025119372
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPSC 2 BOX 6971, APO, AE 09012-0070

Transferred To (Grantee/Buyer)

NameVerified Name
Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274

Mortgage

Document Number0068542993
DateSep 29, 2025
Instrument6854/2993
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 21, 2020
Property Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Document Number0056610582
Book / Page005661 / 000582
Instrument DateJan 17, 2020
Instrument10169
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,139.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3894 WIND DANCER CIR ST CLOUD FL 347728274, ST CLOUD, FL 34772-8274

Mortgage

Document Number56610585
DateJan 21, 2020
Book Page005661/000585
Instrument10170
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2050

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 14, 2017
Property Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Document Number0051632629
Book / Page5163 / 2629
Map ReferenceMB24 PG151-154
Instrument DateJun 13, 2017
Instrument2017086557
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address3894 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274

Mortgage

Document Number0051632631
DateJun 14, 2017
Instrument5163/2631
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,595.00 (+3.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$304,602 (+2.9%)$410,400 (-6.75%) Land $78,800 Building $331,600
2024$4,439.00 (+2.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$296,018 (+3%)$440,100 (+1.48%) Land $73,500 Building $366,600
2023$4,326.00 (+3.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$287,397 (+3%)$433,700 (+16.46%) Land $63,000 Building $370,700
2022$4,179.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$279,027$372,400 Land $57,800 Building $314,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire LikelihoodAbout 1 in 182 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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