Osceola County property record for 3895 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,979 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $237,627 (2017) |
| Tax Bill | $3,380.00 (2025) |
| Primary APN | 342630009700013430 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,979 sqft Heated Area |
| Gross Area | 2,887 sqft Gross Area |
| 1st Floor | 1,979 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 438 sqft Garage |
| Porch | Open Porch |
| Porch Area | 470 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3895 WIND DANCER CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8273 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3D PB 24 PGS 151-154 LOT 343 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3D |
| Legal Tract | 97 |
| Legal Lot Number | 343 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009700013430
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3895 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 28, 2018 | Loan Modification, Mortgage PENNYMAC |
| May 10, 2017 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Deed Doc Number | 2017068446 |
| Deed Book / Page | 5145 / 1089 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3895 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3895 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0059621248 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 5962/1248 |
| Instrument | 2021077665 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3895 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0053281013 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3895 WIND DANCER CIR ST CLOUD FL 347728273, ST CLOUD, FL 34772-8273 |
| Document Number | 0053281013 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 005328/001013 |
| Instrument | 71393 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 03, 2048 |
| Rate | 4% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 10, 2017 |
| Property Address | 3895 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0051451089 |
| Book / Page | 5145 / 1089 |
| Map Reference | MB24 PG151-154 |
| Instrument Date | May 08, 2017 |
| Instrument | 2017068446 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,663.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 3895 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0051451091 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 5145/1091 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,380.00 (+6.32%) Homeowner's exemption | $231,763 (+5.99%) | $349,000 (-0.09%) Land $75,000 Building $274,000 |
| 2023 | $3,179.00 (+3.69%) Homeowner's exemption | $218,672 (+3%) | $349,300 (+16.28%) Land $60,000 Building $289,300 |
| 2022 | $3,066.00 Homeowner's exemption | $212,303 | $300,400 Land $55,000 Building $245,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 81% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 200 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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