3832 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 3832 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,526 sqft · built 1962
Lot Size	0.219 acres (9,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Apr 2023)
Tax Bill	$3,982 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060/00849-047-000`

Property Details

APN / Parcel Number

Primary APN	`060/00849-047-000`
Alternative APN	`792321353017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,526 sqft Living Area
Gross Area	2,014 sqft
1st Floor Area	1,026 sqft
Basement Area	988 sqft
Finished Basement	500 sqft
Unfinished Basement	488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2020
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,543 sqft (0.219 acres)
Lot Dimensions	152 ft deep x 65 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3832 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-8135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 CASTALIA PLAZA
Legal Subdivision	CASTALIA PLAZA
Legal Lot Number	48
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	101

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3832 E 40TH ST, DES MOINES, IA 50317-8135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK IOWA
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	202318760
Deed Book / Page	19451 / 772
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	0000024177
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 21, 2023
Property Address	3832 E 40TH ST, DES MOINES, IA 50317-8135
Document Number	0000018760
Book / Page	19451 / 772
Instrument Date	Apr 16, 2023
Instrument	2023-00018760
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3832 E 40TH ST, DES MOINES, IA 50317-8135

Mortgage

Document Number	0000018761
Date	Apr 21, 2023
Instrument	2023-00018761

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000022218
Date	May 9, 2023
Book Page	19468/543
Instrument	2023-00022218

Lender

Name	BANK IOWA
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 3, 2020
Property Address	3832 E 40TH ST, DES MOINES, IA 50317-8135
Document Number	202000025811
Book / Page	18046 / 745
Instrument Date	Aug 26, 2020
Instrument	2020-00025811
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3832 E 40TH ST, DES MOINES, IA 50317-8135

Mortgage

Document Number	202000025813
Date	Sep 3, 2020
Instrument	2020-00025813

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Mortgage

Document Number	0000025814
Date	Sep 3, 2020
Book Page	18046/763
Instrument	2020-00025814

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3832 E 40TH ST, DES MOINES, IA 50317-8135
Document Number	0000090638
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 E 40TH ST DES MOINES IA 503178135, DES MOINES, IA 50317-8135

Mortgage

Document Number	0000090638
Date	Apr 28, 2020
Book Page	017800/000784
Instrument	90638

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2030

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3832 E 40TH ST, DES MOINES, IA 50317-8135
Document Number	0000085623
Book / Page	016443 / 000059
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 E 40TH ST DES MOINES IA 503178135, DES MOINES, IA 50317-8135

Mortgage

Document Number	0000085623
Date	Apr 17, 2017
Book Page	016443/000059
Instrument	85623

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2027

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3832 E 40TH ST, DES MOINES, IA 50317-8135
Document Number	0000076581
Book / Page	016405 / 000631
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 E 40TH ST DES MOINES IA 503178135, DES MOINES, IA 50317-8135

Mortgage

Document Number	0000076581
Date	Mar 15, 2017
Book Page	016405/000631
Instrument	76581

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 14, 2027

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,600 (+13.01%) Land $42,700 Building $197,900	$240,600 (+13.01%) Land $42,700 Building $197,900
2024	$3,982.00 (+16.03%)
2023		$212,900 Land $37,300 Building $175,600	$212,900 Land $37,300 Building $175,600
2020	$3,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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