Cabarrus County property record for 3901 Centergrove Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1930 |
| Lot Size | 0.499 acres (21,700 sqft) |
| Owner | Company Name on Record |
| Last Sale | $80,000 (Aug 2018) |
| Tax Bill | $1,028 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5632 55 6598 |
| Primary APN | 5632 55 6598 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,352 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,700 sqft (0.499 acres) |
| Lot Dimensions | 217 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Storage Building | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 170968 |
|---|---|
| Street Address | 3901 CENTERGROVE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 8 H W CALLOWAY JR |
| Legal Subdivision | CALLOWAY SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3878 ELKWOOD CT, CONCORD, NC 28025-7240 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOV'T EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Deed Book / Page | 13121 / 70 |
| Last Transfer Date | May 29, 2024 |
| Transfer Doc | 0016959141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 3901 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Document Number | 0000015517 |
| Book / Page | 18063 / 271 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202615517 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3878 ELKWOOD CT, CONCORD, NC 28025-7240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3901 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001544877 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 15448/77 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 3, 2018 |
| Property Address | 3901 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Document Number | 1312170 |
| Book / Page | 013121 / 000070 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 19163 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1230 CONCORD NC 280261230, CONCORD, NC 28026-1230 |
| Document Number | 1312172 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 013121/000072 |
| Instrument | 19164 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 2, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,028.00 (+60.88%) | $156,830 (+101.32%) Land $55,000 Building $101,830 | |
| 2024 | $156,830 (+101.32%) Land $55,000 Building $101,830 | ||
| 2023 | $639.00 | $77,900 Land $19,000 Building $58,900 | $77,900 Land $19,000 Building $58,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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