3909 Centergrove Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3909 Centergrove Rd, Concord, NC 28025 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1930
Lot Size	0.498 acres (21,700 sqft)
Owner	Individual Name on File
Last Sale	$145,500 (Feb 2021)
Tax Bill	$889 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5632 55 7408`

Property Details

APN / Parcel Number

Primary APN	`5632 55 7408`
Alternative APNs	`05013 0016.000000` `119288` `144320`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,700 sqft
Lot Dimensions	217 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	900 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	171 sqft
Deck Area	164 sqft
Fence	Fence
Shed	1 Shed
Shed Area	144 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	144320
Street Address	3909 CENTERGROVE RD
City	CONCORD
State	NC
Zip	28025-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 H W CALLOWAY JR PROPERTY
Legal Subdivision	HW CALLOWAY JR
Legal Lot Number	7
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	4
Census Block	4039
Census Tract	40600

Owner

Source: Cabarrus County records · APN 5632 55 7408

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3909 CENTERGROVE RD, CONCORD, NC 28025-7810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 09, 2017	Warranty Deed, Transfer LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Nov 09, 2017 · Amount on Record
Deed Document Number	0014930243
Deed Book / Page	14930 / 243
Record Updated	Jun 07, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 22, 2021
Property Address	3909 CENTERGROVE RD, CONCORD, NC 28025-7810
Document Number	0014930243
Book / Page	14930 / 243
Map Reference	MB 9 PG 42
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 LUMBER ST, 202, KANNAPOLIS, NC 28083-9396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 CENTERGROVE RD, CONCORD, NC 28025-7810

Mortgage

Document Number	0014930246
Date	Feb 22, 2021
Instrument	14930/246

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 09, 2017
Property Address	3909 CENTERGROVE RD, CONCORD, NC 28025-7810
Document Number	1275942
Book / Page	012759 / 000042
Instrument Date	Nov 09, 2017
Instrument	29293
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 CENTERGROVE RD CONCORD NC 280257810, CONCORD, NC 28025-7810

Mortgage

Document Number	1275945
Date	Nov 09, 2017
Book Page	012759/000045
Instrument	29294

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Mortgage

Document Number	1275961,
Date	Nov 09, 2017
Book Page	012759/000061
Instrument	29295

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 08, 2022

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$889.00	$113,160 Land $19,000 Building $94,160	$113,160 Land $19,000 Building $94,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250406004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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