Cabarrus County property record for 3823 Centergrove Rd, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 948 sqft · built 1930 |
| Lot Size | 0.556 acres (24,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Oct 2025) |
| Tax Bill | $1,000 (2023) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5632 55 6981 |
| Primary APN | 5632 55 6981 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 948 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,200 sqft (0.556 acres) |
| Lot Dimensions | 242 ft deep x 100 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Patio Area | 912 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 181644 |
|---|---|
| Street Address | 3823 CENTERGROVE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 11 H W CALLOWAY JR |
| Legal Subdivision | CALLOWAY SUBDIVISION |
| Legal Lot Number | 11 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · FHA Mortgage LONSTEADY LLC |
| Nov 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 8, 2018 | Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Nov 1, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Aug 8, 2018 · Amount on Record |
| Deed Document Number | 202525111 |
| Deed Book / Page | 17696 / 3 |
| Prior Transfer Date | Sep 13, 2017 |
| Prior Transfer Doc | 0012680293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 0000176963 |
| Book / Page | 17696 / 3 |
| Map Reference | MB 9 PG 10 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 722 CARLY CT, CONCORD, NC 28025-8501 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 0000176966 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 17696/6 |
| Name | LONSTEADY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014668305 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 14668/305 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 8, 2018 |
| Property Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 0013125194 |
| Book / Page | 13125 / 0194 |
| Map Reference | MB9 PG10 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 0013125196 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 13125/196 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 1, 2017 |
| Property Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 12747256 |
| Book / Page | 012747 / 000256 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 28554 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $48.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 118 W CAVENDISH DR MOORESVILLE NC 281157505, MOORESVILLE, NC 28115-7505 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 30, 2017 |
| Property Address | 3823 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 12652286 |
| Book / Page | 012652 / 000286 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 22458 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 6, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 105130 ATLANTA GA 303485130, ATLANTA, GA 30348-5130 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,280 (-) Land $55,000 Building $184,280 | ||
| 2025 | $239,280 (+96.18%) Land $55,000 Building $184,280 | ||
| 2024 | $239,280 (+96.18%) Land $55,000 Building $184,280 | ||
| 2023 | $1,000.00 | $121,970 Land $19,000 Building $102,970 | $121,970 Land $19,000 Building $102,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE MANOR S/D serves 379 people · EPA ID NC2013026 |
|---|---|
| Water Source | Purchased surface water from CITY OF CONCORD |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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