Cabarrus County property record for 3910 Centergrove Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1961 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $356,000 (Apr 2025) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5632 55 3475 |
| Primary APN | 5632 55 3475 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,142 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Mixed |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 176803 |
|---|---|
| Street Address | 3910 CENTERGROVE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | WEST SIDE CENTERGROVE RD |
| Legal Subdivision | CENTERGROVE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3910 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 29, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Dec 29, 2017 | Deed of Trust, Mortgage STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Deed Document Number | 20257783 |
| Deed Book / Page | 17386 / 340 |
| Prior Transfer Date | Aug 6, 2008 |
| Prior Transfer Doc | 8398294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 3910 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Document Number | 0015983239 |
| Book / Page | 15983 / 239 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1330 KEPLEY RD, 1330, SALISBURY, NC 28147-8458 |
| Name | Verified Name |
|---|---|
| Address | 3910 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Document Number | 0159830242 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 15983-0242 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3910 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Document Number | 13706284 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 3910 CENTERGROVE RD CONCORD NC 280257810, CONCORD, NC 28025-7810 |
| Document Number | 13706284 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 013706/000284 |
| Instrument | 23931 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3910 CENTERGROVE RD, CONCORD, NC 28025-7810 |
| Document Number | 1283543 |
| Book / Page | 012835 / 000043 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3910 CENTERGROVE RD CONCORD NC 280257810, CONCORD, NC 28025-7810 |
| Document Number | 1283543 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 012835/000043 |
| Instrument | 378 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,560 (+14.47%) Land $48,730 Building $288,830 | ||
| 2025 | $2,061.00 (+67.29%) | $294,890 (+96.24%) Land $48,730 Building $246,160 | |
| 2024 | $337,560 (+124.64%) Land $48,730 Building $288,830 | ||
| 2023 | $1,232.00 | $150,270 Land $30,780 Building $119,490 | $150,270 Land $30,780 Building $119,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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