Montgomery County property record for 3900 Morgan Cir, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,295 sqft · built 1950 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,000 (Mar 2002) |
| Tax Bill | $934 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133 13.02 |
| Primary APN | 133 13.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,295 sqft Living Area |
| Gross Area | 3,289 sqft |
| 1st Floor Area | 1,295 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 1,295 sqft |
| Unfinished Basement | 1,295 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 144 sqft |
| Carport | Carport |
| Carport Area | 144 sqft |
| Porch | Porch |
| Porch Area | 135 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 3900 MORGAN CIR |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SKETCH: |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 101702 |
Source: Montgomery County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3900 MORGAN CIR, CUNNINGHAM, TN 37052-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan LEGENDS BANK |
| Dec 20, 2024 | Warranty Deed, Transfer TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC CLARK |
| Apr 4, 2024 | Quit Claim Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Aug 11, 2023 | Warranty Deed, Transfer FOUNDATION T&E SERIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2002 · Amount on Record |
| Deed Sale | Mar 27, 2002 · Amount on Record |
| Prior Sale | Jun 21, 2001 |
| Deed Book / Page | 831 / 316 |
| Last Transfer Date | Apr 3, 2024 |
| Transfer Doc | 002360/409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 3900 MORGAN CIR, CUNNINGHAM, TN 37052-4613 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02474/5448 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 2474/5448 |
| Instrument | 1530816 |
| Name | LEGENDS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37041 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 20, 2024 |
| Property Address | 3900 MORGAN CIR, CUNNINGHAM, TN 37052-4613 |
| Document Number | 02418/1920 |
| Book / Page | 2418 / 1920 |
| Map Reference | MB O PG 199 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 1484675 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC CLARK |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,108.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1524 BUCK RIDGE CT, CUNNINGHAM, TN 37052-2001 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Apr 4, 2024 |
| Property Address | 3900 MORGAN CIR, CUNNINGHAM, TN 37052-4613 |
| Document Number | 002360/409 |
| Book / Page | 2360 / 409 |
| Instrument Date | Apr 3, 2024 |
| Instrument | 1455965 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1051 HIGHWAY 76, CLARKSVILLE, TN 37043-2419 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Aug 11, 2023 |
| Property Address | 3900 MORGAN CIR, CUNNINGHAM, TN 37052-4613 |
| Document Number | 002318/252 |
| Book / Page | 2318 / 252 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 1433240 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1051 HIGHWAY 76, CLARKSVILLE, TN 37043-2419 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $934.00 | $44,475 (-) | $177,900 (-) Land $66,500 Building $111,400 |
| 2024 | $934.00 (+17.93%) | $44,475 (+67.99%) | $177,900 (+67.99%) Land $66,500 Building $111,400 |
| 2023 | $792.00 | $26,475 (-) | |
| 2022 | $792.00 | $26,475 | $105,900 Land $31,500 Building $74,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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