Montgomery County property record for 3876 Morgan Cir, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2,817 sqft · built 2025 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (May 2025) |
| Tax Bill | $4,967 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133 13.04 17133 |
| Primary APN | 133 13.04 17133 |
|---|---|
| Alternative APN |
|
| Building Area | 2,817 sqft Living Area |
|---|---|
| 1st Floor Area | 2,349 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3876 MORGAN CIR |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Subdivision | CGH PROPERTIES PROPERTY MORGAN CIRCLE LO |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 101702 |
Source: Montgomery County records · APN 133 13.04 17133
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3876 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY HOME LOANS LLC |
| Sep 10, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK |
| May 08, 2025 | Warranty Deed, Transfer · Commercial Mortgage F & M BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2025 · Amount on Record |
| Deed Sale | May 08, 2025 · Amount on Record |
| Deed Document Number | 20251499733 |
| Deed Book / Page | 2438 / 2400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 3876 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3876 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Investor | Possibly a Property Investor |
| Document Number | 002460/567 |
|---|---|
| Date | Oct 07, 2025 |
| Book Page | 2460/567 |
| Instrument | 1518238 |
| Name | LEGACY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 3876 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3850 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Investor | Possibly a Property Investor |
| Document Number | 02394/2821 |
|---|---|
| Date | Sep 10, 2024 |
| Book Page | 2394/2821 |
| Instrument | 1473544 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 09, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 08, 2025 |
| Property Address | 3876 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Document Number | 02438/2400 |
| Book / Page | 2438 / 2400 |
| Map Reference | MB N PG 175 |
| Instrument Date | May 02, 2025 |
| Instrument | 1499733 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2026 |
| Title Company | TENNESSEE TTL SVCS LLC CLARK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3876 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Document Number | 02438/2403 |
|---|---|
| Date | May 08, 2025 |
| Book Page | 2438/2403 |
| Instrument | 1499734 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 02, 2026 |
Source: Montgomery County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 20 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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