Montgomery County property record for 3868 Morgan Cir, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 3,016 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Dec 2024) |
| Tax Bill | $5,228 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Dec 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133 13.03 17133 |
| Primary APN | 133 13.03 17133 |
|---|---|
| Alternative APN |
|
| Building Area | 3,016 sqft Living Area |
|---|---|
| 1st Floor Area | 1,978 sqft |
| Flooring | Wood |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3868 MORGAN CIR |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Subdivision | CGH PROPERTIES PROPERTY MORGAN CIRCLE LO |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 101702 |
Source: Montgomery County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3868 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 10, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK |
| Dec 30, 2024 | Warranty Deed, Transfer TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC CLARK |
| Apr 8, 2024 | Warranty Deed, Transfer TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC CLARK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Apr 8, 2024 · Amount on Record |
| Deed Document Number | 20241485440 |
| Deed Book / Page | 2420 / 1145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 3868 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002374/972 |
|---|---|
| Date | Jun 10, 2024 |
| Book Page | 2374/972 |
| Instrument | 1463234 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 7, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Dec 30, 2024 |
| Property Address | 3868 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Document Number | 02420/1145 |
| Book / Page | 2420 / 1145 |
| Map Reference | MB N PG 175 |
| Instrument Date | Dec 23, 2024 |
| Instrument | 1485440 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC CLARK |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3868 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Apr 8, 2024 |
| Property Address | 3868 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Document Number | 02360/2593 |
| Book / Page | 2360 / 2593 |
| Map Reference | MB N PG 175 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 1456366 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC CLARK |
| Amount | Amount Recorded |
|---|---|
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 MORGAN CIR, CUNNINGHAM, TN 37052-4611 |
| Investor | Possibly a Property Investor |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,228.00 | $170,325 | $681,300 Land $62,500 Building $618,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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