Montgomery County property record for 3865 Morgan Cir, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,806 sqft · built 2003 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500 (Jul 2002) |
| Tax Bill | $1,927 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 133 18.02 |
| Primary APN | 133 18.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 3,584 sqft |
| 1st Floor Area | 1,806 sqft |
| Basement Area | 1,778 sqft |
| Unfinished Basement | 1,778 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 3865 MORGAN CIR |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PCL IS SELLOFF FROM 133-18.01 T-03 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 101702 |
3865 Morgan Cir is owned and occupied by an individual who bought it in July 2002.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3865 MORGAN CIR, CUNNINGHAM, TN 37052-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2002 · Amount on File |
| Deed Sale | Jul 12, 2002 · Amount on File |
| Deed Book / Page | 844 / 2317 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3865 Morgan Cir was $1,927.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,927.00 | $91,750 (-) | $367,000 (-) Land $75,000 Building $292,000 |
| 2024 | $1,927.00 (+16.72%) | $91,750 (+66.14%) | $367,000 Land $75,000 Building $292,000 |
| 2023 | $1,651.00 | $55,225 (-) | |
| 2022 | $1,651.00 | $55,225 | $220,900 Land $32,700 Building $188,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3865 Morgan Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3865 Morgan Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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