3900 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3900 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,311 sqft · built 2008
Lot Size	0.043 acres (1,867 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jan 2021)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-2550-206-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2550-206-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
1st Floor Area	458 sqft
2nd Floor Area	853 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	1,867 sqft (0.043 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3900 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-3-PUD
Legal Description	LOT 187 OF NATOMAS FIELD PHASE 1A (RM364-1) EXCL N2.50FT OF SD LOT 187
Legal Subdivision	NATOMAS FIELD PH 01A
Legal Lot Number	187
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	7028

Owner

Source: Sacramento County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3900 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Aug 14, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	May 15, 2009 · Amount on Record
Deed Book / Page	20210108 / 1087
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	1080000001088
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2021
Property Address	3900 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Document Number	2101081088
Instrument Date	Jan 7, 2021
Instrument	2101081088
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3900 E COMMERCE WAY SACRAMENTO CA 958344007, SACRAMENTO, CA 95834-4007

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2021
Property Address	3900 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Document Number	2101081087
Instrument Date	Dec 21, 2020
Instrument	2101081087
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3900 E COMMERCE WAY SACRAMENTO CA 958344007, SACRAMENTO, CA 95834-4007

Mortgage

Document Number	2101081089
Date	Jan 8, 2021
Instrument	2101081089

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2051

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2017
Property Address	3900 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Document Number	1708140945
Instrument Date	Aug 10, 2017
Instrument	1708140945
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3900 E COMMERCE WAY SACRAMENTO CA 958344007, SACRAMENTO, CA 95834-4007

Mortgage

Document Number	1708140946
Date	Aug 14, 2017
Instrument	1708140946

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,863 (+2%) Land $110,406 Building $259,457
2025	$5,573.00 (+11.55%)	$362,612 (+4.04%) Land $108,242 Building $254,370
2024	$4,996.00 (+5.58%)
2023	$4,732.00 (+2.34%)	$348,534 Land $104,040 Building $244,494
2022	$4,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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