3886 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3886 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,096 sqft · built 2017
Lot Size	0.033 acres (1,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Sep 2021)
Tax Bill	$6,249 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone A99 (high risk)
APN	`225-2560-044-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2560-044-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,096 sqft Living Area
1st Floor Area	385 sqft
2nd Floor Area	711 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,438 sqft (0.033 acres)
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3886 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4017
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3-PUD
Legal Description	LOT 190, NATOMAS FIELD PHASE 1A FILED IN BOOK 364 OF MAPS, PAGE 1, TOGETHER WITH A PORTION OF LOT 189 DESCRIBED AS FOLLOWS:
Legal Subdivision	NATOMAS FIELD PHASE 1A
Legal Lot Number	190
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 SPRINGBROOK CIR, SACRAMENTO, CA 95831-2164
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 17, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 13, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	20211692
Deed Book / Page	20210923 / 1692
Prior Transfer Date	Jul 11, 2020
Prior Transfer Doc	8070000000676
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2021
Property Address	3886 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	2021092301692
Map Reference	MB 364 PG 1
Instrument Date	Sep 17, 2021
Instrument	2021092301692
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	57 SPRINGBROOK CIR, SACRAMENTO, CA 95831-2164

Mortgage

Document Number	2021092301693
Date	Sep 23, 2021
Instrument	2021092301693

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 7, 2020
Property Address	3886 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	2008070676
Instrument Date	Jul 11, 2020
Instrument	2008070676
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3886 E COMMERCE WAY SACRAMENTO CA 958344017, SACRAMENTO, CA 95834-4017

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 17, 2018
Property Address	3886 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	1804170045
Instrument Date	Apr 14, 2018
Instrument	1804170045
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3886 E COMMERCE WAY SACRAMENTO CA 958344017, SACRAMENTO, CA 95834-4017

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 13, 2017
Property Address	3886 E COMMERCE WAY, SACRAMENTO, CA 95834-4017
Document Number	1706131973
Instrument Date	Mar 7, 2017
Instrument	1706131973
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3886 E COMMERCE WAY SACRAMENTO CA 958344017, SACRAMENTO, CA 95834-4017

Mortgage

Document Number	1706131974
Date	Jun 13, 2017
Instrument	1706131974

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,504 (+2%) Land $108,242 Building $384,262
2025	$6,249.00 (-4.01%)	$482,848 (+4.04%) Land $106,120 Building $376,728
2024	$6,510.00 (+5.65%)
2023	$6,162.00 (+1.95%)	$464,100 Land $102,000 Building $362,100
2022	$6,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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