3904 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3904 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,065 sqft · built 2009
Lot Size	0.032 acres (1,388 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2018)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`225-2550-205-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2550-205-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,065 sqft Living Area
1st Floor Area	340 sqft
2nd Floor Area	725 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	1,388 sqft (0.032 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3904 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-3-PUD
Legal Description	POR LOT 186&187 OF NATOMAS FIELD PHASE 1A (RM364-1) DESC AS BEG AT NE LOT 186 TH S10D5316 W1.25FT TH FRO SD POB N79D0644
Legal Subdivision	NATOMAS FIELD PH 01A
Legal Lot Number	187
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	88 VALLE VISTA AVE, 7205, VALLEJO, CA 94590-3191
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Apr 19, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE
Aug 17, 2018	Grant Deed, Transfer · Conventional Mortgage ESSEX MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Book / Page	20180817 / 153
Prior Transfer Date	Mar 7, 2016
Prior Transfer Doc	0000000966
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3904 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 E COMMERCE WAY, SACRAMENTO, CA 95834-4007

Mortgage

Document Number	0000000739
Date	Oct 18, 2021
Instrument	2021101800739

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3904 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Document Number	1905021058
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 E COMMERCE WAY SACRAMENTO CA 958344007, SACRAMENTO, CA 95834-4007

Mortgage

Document Number	1905021058
Date	May 2, 2019
Instrument	1905021058

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2019
Property Address	3904 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Document Number	1904191355
Instrument Date	Apr 5, 2019
Instrument	1904191355
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37723774 & 3774-1/2-V DST SACRAMENTO CA 95817, SACRAMENTO, CA 95817

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 17, 2018
Property Address	3904 E COMMERCE WAY, SACRAMENTO, CA 95834-4007
Document Number	1808170153
Instrument Date	Jun 20, 2018
Instrument	1808170153
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 VALLE VISTA AVE #7205 VALLEJO CA 945903191, 7205, VALLEJO, CA 94590-3191

Mortgage

Document Number	1808170155
Date	Aug 17, 2018
Instrument	1808170155

Lender

Name	ESSEX MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

Mortgage

Document Number	1808170156,
Date	Aug 17, 2018
Instrument	1808170156

Lender

Name	ESSEX MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$335,654 (+2%) Land $96,712 Building $238,942
2025	$4,394.00 (-3.81%)	$329,073 (+4.04%) Land $94,816 Building $234,257
2024	$4,568.00 (+5.57%)
2023	$4,327.00 (+2.37%)	$316,296 Land $91,135 Building $225,161
2022	$4,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Nearby Properties on E Commerce Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures