188 Windmere Dr, Troy, OH 45373 Property Records

Miami County property record for 188 Windmere Dr, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1963
Lot Size	0.732 acres (31,886 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (Jul 2025)
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C06-080431`

Property Details

APN / Parcel Number

Primary APN	`C06-080431`
Alternative APNs	`040604.1-03-011-00` `C06CC005L02200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	31,886 sqft (0.732 acres)
Lot Dimensions	221 ft deep x 139 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	160 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	C06CC005L02200
Street Address	188 WINDMERE DR
City	TROY
State	OH
Zip	45373-4268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-4 LOT 32 VISTA RIDGE
Legal Range	04
Legal Township	06
Legal Section	04
Legal Subdivision	VISTA RIDGE
Legal Tract	32
Legal Lot Number	32
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3012
Census Tract	365302

Owner

Source: Miami County records · APN C06-080431

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	188 WINDMERE DR, TROY, OH 45373-4268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	1288
Record Updated	Jun 08, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 25, 2025
Property Address	188 WINDMERE DR, TROY, OH 45373-4268
Document Number	0000008211
Map Reference	MB 7 PG 123
Instrument Date	Jul 23, 2025
Instrument	2025OR-08211
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 WINDMERE DR, TROY, OH 45373-4268

Mortgage

Document Number	0000008212
Date	Jul 25, 2025
Instrument	2025OR-08212

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,631.00 (+8.62%)	$80,260 (+18.38%) Land $16,450 Building $63,810	$229,300 (+18.38%) Land $47,000 Building $182,300
2024	$3,343.00 (-19.35%) Homeowner's exemption	$67,800 (-) Land $17,640 Building $50,160
2023	$4,145.00 (+5.12%) Homeowner's exemption	$67,800 (-) Land $17,640 Building $50,160	$193,700 (-) Land $50,400 Building $143,300
2022	$3,943.00 Homeowner's exemption	$67,800 Land $17,640 Building $50,160	$193,700 Land $50,400 Building $143,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force 12 of 14 on primary residences
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014, river or lake flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.