390 S Carpenter Ave, Bartow, FL 33830 Property Records

Polk County property record for 390 S Carpenter Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1920
Lot Size0.159 acres (6,930 sqft)
OwnerIndividual Name on Record
Last Sale$184,000 (Apr 2023)
Tax Bill$2,076 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-06-394040-000060

Property Details

APN / Parcel Number

Primary APN25-30-06-394040-000060
Alternative APNs
  • 063025394040000060
  • 63025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area1,262 sqft
1st Floor Area1,118 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area6,930 sqft (0.159 acres)
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area120 sqft
CarportCarport
Carport Area120 sqft
PorchFlorida Room
Porch Area172 sqft

Location & Zoning

Street Address390 S CARPENTER AVE
CityBARTOW
StateFL
Zip33830-4503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBARTOW DEVELOPMENT CO SUB PB 3 PG 46 LOT 6
Legal Range25E
Legal Township30S
Legal Section06
Legal SubdivisionBARTOW DEVELOPMENT CO SUBDIVISION
Legal Tract394040
Legal Block2
Legal Lot Number6
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2024
Census Tract15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address390 S CARPENTER AVE, BARTOW, FL 33830-4503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 9, 2017Warranty Deed, Transfer · FHA Mortgage
EVOLVE BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2023 · Amount on Record
Deed SaleApr 6, 2023 · Amount on Record
Prior SaleNov 9, 2017 · Amount on Record
Deed Document Number202379671
Deed Book / Page12643 / 588
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 6, 2023
Property Address390 S CARPENTER AVE, BARTOW, FL 33830-4503
Document Number0000079671
Book / Page12643 / 588
Map ReferenceMB 3 PG 46
Instrument DateApr 3, 2023
Instrument2023079671
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,288.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3230 HOLLY ST, LAKE WALES, FL 33898-5311

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 S CARPENTER AVE, BARTOW, FL 33830-4503

Mortgage

Document Number0012643590
DateApr 6, 2023
Instrument12643/590
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 9, 2017
Property Address390 S CARPENTER AVE, BARTOW, FL 33830-4503
Document Number0103100791
Book / Page010310 / 000791
Instrument DateOct 23, 2017
Instrument215482
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyRP TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$629.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address390 S CARPENTER AVE BARTOW FL 338304503, BARTOW, FL 33830-4503

Mortgage

Document Number103100793
DateNov 9, 2017
Book Page010310/000793
Instrument215483
Lender
NameEVOLVE BK&TR
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 8, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,034 (+0.5%) Land $22,519 Building $135,515$158,034 (-1.52%) Land $22,519 Building $135,515
2025$2,076.00 (+72.14%) Homeowner's exemption$157,246 (+70.7%)$160,475 (-1.88%) Land $22,519 Building $137,956
2023$1,206.00 (+19.17%)$92,121 (+3%)$163,556 (+13.47%) Land $10,394 Building $153,162
2022$1,012.00 Homeowner's exemption$89,438$144,134 Land $8,661 Building $135,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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