295 S Carpenter Ave, Bartow, FL 33830 Property Records

Polk County property record for 295 S Carpenter Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,322 sqft · built 1939
Lot Size0.251 acres (10,912 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Nov 2023)
Tax Bill$3,986 (2025)
Deeds & MortgagesMay 2023 Construction Loan
Nov 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-30-05-375000-006040

Property Details

APN / Parcel Number

Primary APN25-30-05-375000-006040
Alternative APNs
  • 053025375000006040
  • 53025000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,322 sqft Living Area
Gross Area1,765 sqft
1st Floor Area672 sqft
Upper Floors Area650 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area10,912 sqft (0.251 acres)
Lot Dimensions104 ft deep x 104 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area443 sqft
PorchUnfinished Open Porch
Porch Area353 sqft

Location & Zoning

Street Address295 S CARPENTER AVE
CityBARTOW
StateFL
Zip33830-4502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC2
Legal DescriptionSUMMERLIN SCHOOL LANDS PB 1 PG 25A & PB 3 PG 15 S 5 & 6 T 30 R 25 BLK 6 LOT 4
Legal Range25E
Legal Township30S
Legal Section05
Legal SubdivisionSUMMERLIN SCHOOL LANDS
Legal Tract375000
Legal Block6
Legal Lot Number4
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2009
Census Tract15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bartow Downtown Commercial District
listed 1993 · 21 contributing resources · NRIS 93000393

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address815 W MCLEOD ST, BARTOW, FL 33830-6226
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Deed of Trust, Mortgage · Construction Mortgage
LES DAUPHINOIS LLC
Nov 20, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 8, 2022Deed of Trust, Mortgage
UC CONTRACTORS LLC
May 5, 2023Warranty Deed, Transfer · Line of Credit
LES DAUPHINOIS LLC
Dec 11, 2020Warranty Deed, Transfer · Conventional with PMI
RM BRICKELL INVESTMENT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleMay 5, 2023 · Amount on Record
Deed Document Number2023272047
Deed Book / Page12913 / 20
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address295 S CARPENTER AVE, BARTOW, FL 33830-4502
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 WINDJAMMER LN, ORLANDO, FL 32819

Mortgage

Document Number0000105006
DateMay 5, 2023
Book Page12679/2014
Instrument2023105006
Lender
NameLES DAUPHINOIS LLC
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33304
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 20, 2023
Property Address295 S CARPENTER AVE, BARTOW, FL 33830-4502
Document Number0000272047
Book / Page12913 / 20
Map ReferenceMB 3 PG 15
Instrument DateNov 17, 2023
Instrument2023272047
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9120 WINDJAMMER LN, ORLANDO, FL 32819-4036

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 W MCLEON ST, BARTOW, FL 33830-6226

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address295 S CARPENTER AVE, BARTOW, FL 33830-4502
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3048 CARNINO REAL DRIVE SOUTH, KISSIMMEE, FL 34744

Mortgage

Document Number0000293805
DateNov 8, 2022
Book Page12479/816
Instrument2022293805
Lender
NameUC CONTRACTORS LLC
TypeNon-Lending Institution
AddressORLANDO, FL 32819
Agreement
AmountAmount Recorded

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 5, 2023
Property Address295 S CARPENTER AVE, BARTOW, FL 33830-4502
Document Number0000105002
Book / Page12679 / 1988
Map ReferenceMB 32 PG 15
Instrument DateApr 19, 2023
Instrument2023105002
Transaction TypeTransfer
Record UpdatedAug 3, 2023
Title CompanyPRONTO TITLES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3048 CARMINO REAL RD S, KISSIMMEE, FL 34744

Transferred To (Grantee/Buyer)

NameVerified Name
Address9120 WINDJAMMER LN, ORLANDO, FL 32819-4036

Mortgage

Document Number0000105004
DateMay 5, 2023
Book Page12679/1993
Instrument2023105004
Lender
NameLES DAUPHINOIS LLC
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33304
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 11, 2020
Property Address295 S CARPENTER AVE, BARTOW, FL 33830-4502
Document Number0114910064
Book / Page011491 / 000064
Instrument DateDec 4, 2020
Instrument267346
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyPCS TITLE

Transaction

AmountAmount Recorded
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2360 BREWERTON LN ORLANDO FL 328244222, ORLANDO, FL 32824-4222
InvestorPossibly a Property Investor

Mortgage

Document Number115300429
DateDec 11, 2020
Book Page011530/000429
Instrument5100
Lender
NameRM BRICKELL INVESTMENT LLC
Address2033 NE 14TH CT, FORT LAUDERDALE, FL 33304-1415
Agreement
TypeConventional with PMI
AmountAmount Recorded

Mortgage

Document Number115300445,
DateDec 11, 2020
Book Page011530/000445
Instrument5101
Lender
NameRM BRICKELL INVESTMENT LLC
Address2033 NE 14TH CT, FORT LAUDERDALE, FL 33304-1415
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,511 (-0.62%) Land $55,656 Building $161,855$217,511 (-0.62%) Land $55,656 Building $161,855
2025$3,986.00 (+27.19%)$218,858 (+38.45%) Land $55,656 Building $163,202$218,858 (+38.45%) Land $55,656 Building $163,202
2023$3,134.00 (+22.95%)$158,076 (+15.62%) Land $41,469 Building $116,607$158,076 (+15.62%) Land $41,469 Building $116,607
2022$2,549.00$136,721 Land $41,469 Building $95,252$136,721 Land $41,469 Building $95,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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